philadelphia: Think you can't buy a home with less than perfect credit in Philadelphia and suburbs? Think Again! NACA Home Buyer Workshop Tommorrow In Willingboro! - 02/11/11 03:07 AM
I have a new non-profit lender that offers Mortgages that include:
No Down Payment, No Closing Costs, No Fees, No Mortgage Insurance, Works With Those With Good or Not Perfect Credit, also stated income and in amounts up to $420k for home purchases. They are a character based lender and look at the borrower as opposed to credit scores!
We have set up several workshops and would love for you attend as my guest:

To RSVP for the workshop please give me a call at 610.653.0386 or email Jan@JanGaweda.com for info.
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philadelphia: Septa Stike over but a fare hike is on its way it seems. - 11/12/09 02:56 AM
Fresh off the heels of the City Septa workers strike and now that buses, subways, and trolleys are running again , SEPTA riders can brace for the next big event: a rate increase. SEPTA is Philadelphia's transit system.
SEPTA has been planning to increase fares in 2010 ever since it last boosted them in 2007. Regular smaller increases are better, SEPTA officials maintain, than infrequent big increases.
The day is drawing closer. Raises likely would be scheduled to take effect around July 1, the start of the agency's 2011 fiscal year.
SEPTA won't say how much fares may go up. But … (0 comments)

philadelphia: November 30th Deadline on 2009 Tax Credit for Buyers: Bucks County - 08/11/09 08:22 AM
With the $8,000 tax credit scheduled to end Nov. 30, the number of home buyers looking to take advantage of the credit (as well as the historically low prices and low interest rates) could possibly increase as the year winds down, especially as we start seeing glimmers of an economic upturn for the real estate market. If you’ve been waiting for the right window of opportunity to put your home on the market, this might be the time. I’d be happy to answer any questions you might have. Feel free to call me or email me any time. For more information … (0 comments)

philadelphia: Breaking News: Tax Credit Can Be Used on Closing Costs. Call Me For Details!  - 06/08/09 04:20 AM
Breaking News: Tax Credit Can Be Used on Closing Costs. Call Me For Details! 
FHA-approved lenders were recently given the green light to develop bridge-loan products that would allow first-time buyers (anyone who has not owned a home in the last three years) to use the benefits of the federal tax credit "upfront."
 
Under these HUD developments and guidance, FHA-approved lenders can develop bridge loans that buyers can use in different ways. Most notably, you could use it to help cover closing costs, possibly buy down your interest rate, or even offer more than the minimum 3.5 percent down, which … (0 comments)

philadelphia: Five Things That Can't Be Trashed or Recycled - 04/09/09 01:04 AM
Five Things That Can't Be Trashed or RecycledWondering what to do with the cans of unneeded paint or your stash of old batteries taking up space in your house and garage? You know you shouldn't throw them out, but it really is time to get rid of them. Resist the temptation to toss them in the trash anyway. The reason: They (and everything on the list below) contain toxic chemicals capable of contaminating the environment if not disposed of properly.Unlike items that are picked up at the curb, you'll have to make a special effort to unload these ones responsibly. But, … (0 comments)

philadelphia: If you buy your next home through me, I will sell yours for only $1. - 04/03/09 05:57 AM
Here is a place to search the Phildelphia Area MLS in relatively real time. Go to www.JanGaweda.com and go to search for a home. Enjoy! There is no charge or obligation but I hope you will consider me as your agent in the future. I handle Real Estate sales throughout Southeastern PA.
As a limited time promotion:
 
IF YOU PURCHASE YOUR NEXT HOME THROUGH JAN GAWEDA, I WILL SELL YOUR HOME FOR $1.00 IN COMMISSION! (IF ANY OTHER AGENT SELLS YOUR PROPERTY, THE MAXIMUM COMMISSON YOU WILL EVER PAY IS 2.5% +$1.00)
This is not a misprint, and we guarantee … (0 comments)

philadelphia: Rates on 30-year mortgages fell recently - 04/03/09 02:58 AM
Rates on 30-year mortgages fell recently to the lowest level on record after the Federal Reserve launched a new effort to stimulate the struggling U.S. housing market.
 
Mortgage finance giant Freddie Mac said Thursday that average rates on 30-year fixed-rate mortgages dropped to 4.85% last week, from 4.98% the previous week. This was the lowest in the history of Freddie Mac's survey, which dates back to 1971, and was down a full percentage point from a year ago. These are truly historic times and they present a great opportunity to anyone who is thinking of buying. 
 
If you or … (0 comments)

philadelphia: Federal Reserve Surprises Financial Markets - 03/19/09 05:47 AM
Federal Reserve Surprises Financial Markets
Here we go again, with the talking heads on financial news misinterpreting the impact of the Fed's actions on home loan rates.
Here's the scoop. What the Fed just announced is huge – they have committed to buy another $750B in Mortgage Backed Securities, and $300B in Treasuries.
But what does this mean and why do you care?
Their actions provide a demand for Mortgage Backed Securities, which should help keep a ceiling on home loan rates moving much higher in the foreseeable future. That's good news, for homebuyers who are seeing … (0 comments)

philadelphia: March 2009 Newsletter- Courtesy of Jan Gaweda- Some info on Obama Plan - 03/19/09 05:27 AM
Below is a link to my March 2009 Newsletter.If you ever have any questions, please don't hesitate to call me!I would be happy to assist you in any future real estate needs!
March 2009 Newsletter
 
Jan Gaweda | Citizens Premier Real Estate 1225 Industrial Boulevard | Southampton, PA 18966 Direct: 610-653-0386 Office: 215-396-0500 x3428 Email: Jan@JanGaweda.com License Number: PA RS290259
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philadelphia: If you buy your next home through me, I will sell yours for only $1. - 03/14/09 06:40 AM
Here is a place to search the Phildelphia Area MLS in relatively real time. Go to www.JanGaweda.com and go to search for a home. Enjoy! There is no charge or obligation but I hope you will consider me as your agent in the future. I handle Real Estate sales throughout Southeastern PA.
As a limited time promotion:

 
Philadelphia Metro Realtor Philadelphia, Berks, Bucks, Chester, Delaware, and Montgomery Counties of Pennsylvania. $1 Commission Program With Full Service! THE DEAL IS REAL!!!!! IF YOU PURCHASE YOUR NEXT HOME THROUGH JAN GAWEDA OF REALTY MARK ASSOCIATES, JAN WILL LIST YOUR HOME FOR … (0 comments)

philadelphia: If you are looking to move within or relocate in the Philadelphia area, I am on call this weekend - 03/13/09 12:31 AM
I will be in the office ready to help answer your real estate questions and or concerns. I can be reached at 610-63-0386 or 215-396-0500 *3428. Any home you find that is listed, I can help you with. In fact, using a Realtor does not cost you anything in most instances to buy a home. If you are looking to move, I am ready to help.
Help is only a phone call away!
Thank you!
Your Realtor,
Jan Gaweda | Citizens Premier Real Estate 1225 Industrial Boulevard | Southampton, PA 18966 Direct: 610-653-0386 Office: 215-396-0500 x3428 Email: Jan@JanGaweda.com License Number: PA RS290259
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philadelphia: How Will the Stimulus Package Affect The Housing Market—and You? - 03/03/09 01:08 PM
How Will the Stimulus Package Affect The Housing Market—and You?
This is a monumental piece of legislation that will directly affect the housing market. I want to share my insights on how I believe it will affect the market so that you can make informed buying and selling decisions. 
Homebuyers: Part of the stimulus package gives first-time homebuyers who purchase in 2009 an $8,000 tax credit. "First-time homebuyer" is defined as someone who has not owned a home for the past three years.  Combined with the fact that foreclosure filings during January decreased 10% from December 2008 and that some sales … (0 comments)

philadelphia: Moving to Philadelphia and suburbs? I can help you. - 02/06/09 07:54 AM
If you are relocating to Philadelphia and suburbs and need information about public transportation, schools, or homes for sale call Jan Gaweda at Citizens Premier Real Estate at 610-653-0386.
You can look up all available listings at www.JanGaweda.com also sign up to get many special reports important to real estate sales.
For information about public transportation go to www.septa.org
You can look up information about schools on my web site as well.
If you need more information email Jan@JanGaweda.com
Jan Gaweda | Citizens Premier Real Estate 1225 Industrial Boulevard | Southampton, PA 18966 Direct: 610-653-0386 Office: 215-396-0500 x3428 Email: Jan@JanGaweda.com License Number: PA … (0 comments)

philadelphia: Open or Closed For Columbus Day - 10/13/08 02:36 AM
Open or Closed for Columbus Day  
 
   Pennsylvania   New Jersey    
Banks   Optional    Optional   
Savings & loans   Closed   Optional   
Federal agencies   Closed   Closed   
Federal courts   Closed   Closed   
State agencies    Closed   Closed   
Local/state courts*    Closed    Closed   
Liquor stores    Open    Optional   
Postal service**    Closed   Closed   
* Arraignment court at the Criminal Justice Center, 1301 Filbert St., will be open.
** Windows at the 30th & Chestnut Streets post office and B. Free Franklin office at 316 Market St. will be closed: Franklin Mills Mall office will be open.
 
In Philadelphia
Schools: Public, closed; parochial, optional
City agencies: Closed
District health centers: Closed
Libraries: Closed
Recreation centers: Closed
Trash and garbage collection: … (0 comments)