Mortgage Street Smarts

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Mortgage and Lending - AmeriFirst Financial Inc, San Diego, CA - NMLS 259027
From a young age, we learn the difference between BOOK SMARTS (knowledge learned in the school classrooms) and STREET SMARTS (what we learn in the "Real World"...often the hard way). There are no shortage of websites providing the BOOK SMARTS of the Mortgage Industry, but there are very few resources a Consumer has to learn about the STREET SMARTS of the Mortgage Industry. Please feel free to SUBSCRIBE (for free) to this ongoing source of truthful knowledge (without the worry of a "sales spin" buried somewhere in the message). After all, we tend to make better decisions when armed with the facts...the purpose of this blog is to provide FACTS by teaching you the MORTGAGE STREET SMARTS necessary to run your business (if you are a Real Estate Professional) or to make the best decisions for your family (if you are a Consumer). Enjoy!

ARCHIVED BLOG POSTS

2012 

Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report which offers complete transparency regarding mortgage rates by showing the actual market activi...
07/31/2012
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report which offers complete transparency regarding mortgage rates by showing the actual market activi...
07/30/2012
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report which offers complete transparency regarding mortgage rates by showing the actual market activi...
07/26/2012
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report which offers complete transparency regarding mortgage rates by showing the actual market activi...
07/25/2012
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report that offers complete transparency regarding mortgage rates by showing the actual market activit...
07/24/2012
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report that offers complete transparency regarding mortgage rates by showing the actual market activit...
07/24/2012
How to calculate FHA mortgage payments now that the most recent Monthly Mortgage Insurance changes have been implemented. How to calculate FHA mortgage payments Step 1: Determine the loan amount Purchase Price x .965 = Base Loan Amount (assuming the Borrowers opt for the minimum 3.50% down paymen...
07/23/2012
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report that offers complete transparency regarding mortgage rates by showing the actual market activit...
07/23/2012
New on the market! For immediate information sent to your cell phone, text SilverP to 79564 (hit send, and you'll receive an immediate link to schedule your private showing). This upgraded 4 Bedroom 4S Ranch Home For Sale features 3 Bathrooms with 2968 square feet, and an impressive 5462 square ...
07/22/2012
        Step 1: Determine the loan amount Purchase Price x .965 = Base Loan Amount (assuming the Borrowers opt for the minimum 3.50% down payment) Base Loan Amount x .0175 = Up Front Mortgage Insurance Premium (UFMIP) Base Loan Amount + UFMIP = Final Loan Amount Step 2: Determine the monthly paym...
07/22/2012
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Jason E. Gordon

Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
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