Mortgage Street Smarts

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Mortgage and Lending - AmeriFirst Financial Inc, San Diego, CA - NMLS 259027
From a young age, we learn the difference between BOOK SMARTS (knowledge learned in the school classrooms) and STREET SMARTS (what we learn in the "Real World"...often the hard way). There are no shortage of websites providing the BOOK SMARTS of the Mortgage Industry, but there are very few resources a Consumer has to learn about the STREET SMARTS of the Mortgage Industry. Please feel free to SUBSCRIBE (for free) to this ongoing source of truthful knowledge (without the worry of a "sales spin" buried somewhere in the message). After all, we tend to make better decisions when armed with the facts...the purpose of this blog is to provide FACTS by teaching you the MORTGAGE STREET SMARTS necessary to run your business (if you are a Real Estate Professional) or to make the best decisions for your family (if you are a Consumer). Enjoy!

ARCHIVED BLOG POSTS

2019 

How much income do you need to buy a Median Priced Home in San Diego, CA? According to a report published by KUSI News on April 22, 2019, you need $131,640.79.   What if I told you that instead of needing to make $131,640 to buy the Median Priced Home in San Diego, you only needed to make $83,976...
04/25/2019
As a 20+ year veteran in the Mortgage Industry, I have had to learn (quickly) to embrace the things that I cannot control...even if those things directly impact my business (and the way others perceive how well I am doing in my business).  Amongst those "external variables" (outside changes) that...
04/08/2019
FHA or Conventional...this is often the question.  The purpose of this article is to help you (and/or your Clients) articulate the pros & cons of each from an objective perspective. FHA - Stands for Federal Housing Administration with guidelines handed down from the Department of Housing & Urban ...
04/02/2019
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Jason E. Gordon

Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
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