san diego: Jason Gordon Mortgage - Professional Colleague Testimonial Video - 08/12/19 05:48 PM
For the last 20+ years, Jason Gordon has helped many Homebuyers & Homeowners as a Residential Mortgage Loan Officer in San Diego, California.  To learn more about how Professional Colleagues view Jason Gordon and his services, please watch the short testimonial montage video below.  
 
Jason Gordon can also be viewed online on the following sites:
Yelp Page - Jason Gordon Facebook Business Page - Jason Gordon LinkedIn - Jason Gordon Twitter - Jason Gordon Online Testimonials - Jason Gordon Career Compass - Jason Gordon Redfin - Jason Gordon Zillow - Jason Gordon SD Voyager Article - Jason Gordon San Diego Real Producers Article - Jason Gordon … (0 comments)

san diego: The Value of a Certified Divorce Lending Professional (CDLP) - 07/14/19 02:24 PM
Whether you are a Real Estate Agent or a Mortgage Lender…WE ARE REAL ESTATE PROFESSIONALS, and it is our underlying duty to help our clients manage through transitions in their lives.
 
We help people manage their way through life transitions
 
There are 2 types of transitions our Clients experience throughout life…positive (happy) transitions, and negative (not-so-happy) transitions. Examples of positive (happy) transitions are when we help our clients buy their first home, also when we help them upgrade to a larger home…especially if that upgrade is in connection with a job promotion and/or increase in family size. Or maybe when we help one … (2 comments)

san diego: How to Calculate a "Blended Average" for Interest Rates - 01/25/19 12:42 PM

 
When determining whether to refinance multiple loans, a "Blended Average" (aka "Weighted Average") between interest rates is a great place to start.  Oftentimes, Homeowners fall in love with their 1st Mortgage, but turn a blind eye to the interest rate on their 2nd mortgage and/or credit cards when considering a debt consolidation mortgage refinance. 
 
 
A simple example is as follows:
1st Mortgage $200,000 balance 4.000% Interest Rate 2nd Mortgage $200,000 balance 8.000% Interest Rate  
In looking at the above scenario, we can easily calculate that the Blended Average Interest Rate (aka Weighted Average Interest Rate) is actually 6.000%.  Therefore if current market … (1 comments)

san diego: New Fannie Mae UW Guideline for Cash-Out Refinances! - 11/02/18 10:12 AM

 
UPDATE: Owner Occupied Cash Out Refinances with DTI above 45%
will now require 6 months Cash Reserves
 
As mortgage rates trickle higher, Fannie Mae has taken a step to tighten their Underwriting (UW) guidelines yet again.  The latest revision is focusing on Cash-Out (C/O) Refinances with high Debt-to-Income (DTI) ratios.
 
Specifically, Fannie Mae has added a requirement for the Borrower to have 6 months of cash reserves if their DTI is over 45%.  Cash reserve requirements focus the total housing payment (Principal + Interest, Property Taxes & Homeowners Insurance) and also include Mello Roos, Private Mortgage Insurance and/or Homeowners Association Dues (when applicable).
 
Let's … (1 comments)

san diego: Protect Your Transaction (PYT) - $10K Lender Performance Commitment! - 09/30/14 07:58 AM
Protect Your TransactionSM (PYT) provides all parties to a real estate transaction with peace of mind that the Lender will deliver on its commitment to close on time. Take a moment to learn more about PYTSM in this article, and then ask the obvious question: "Why would I use a lender that doesn't provide a PYTSM commitment?"
 
 
Certified PYTSM Lenders commit to the following:
Lender will issue a loan commitment on or before 15th days from receiving a complete mortgage application (for eligible, approved applications) evidencing Lender's commitment to close on time Lender will pay up to $10,000 in the event a transaction is canceled by Seller due to Lender's failure … (1 comments)

san diego: Mortgage Rate Update 8-6-12: Trends Projections & Todays Lowest Rates - 08/05/12 11:44 PM
Do you know someone who is currently applying for a mortgage loan and looking for the lowest mortgage rates? By forwarding this article, you will be doing them a huge favor! Finally a free daily report that offers complete transparency regarding mortgage rates by showing the actual market activity which influences the direction of mortgage rates. All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distraction of marketing gimmicks. Whether you're a newbee, market analyst (or somewhere in … (0 comments)

san diego: 4 Bedroom 4S Ranch Home For Sale - 07/22/12 11:51 AM
New on the market! For immediate information sent to your cell phone, text SilverP to 79564 (hit send, and you'll receive an immediate link to schedule your private showing). This upgraded 4 Bedroom 4S Ranch Home For Sale features 3 Bathrooms with 2968 square feet, and an impressive 5462 square foot lot. The location of this 4 Bedroom 4S Ranch Home For Sale is situated in the sought after 4S Ranch community of San Diego, CA. Features of this 4 Bedroom 4S Ranch Home For Sale include an expanded family room, granite counter tops, surveillance & security equipment, and several energy … (2 comments)

san diego: Mortgage Rate Update 4-24-12: Trends Projections & Todays Lowest Rates - 04/24/12 02:22 AM
Who do you know who is considering a mortgage refinance? Do them a favor and help them learn THE TRUTH BEHIND MORTGAGE QUOTES to insure that they make the smartest decision possible. For more reports like the one below, please visit www.JasonGordon.info

The Mortgage Street Smarts of where mortgage interest rates are going (and why):
The following information is current as of Tuesday 4-24-2012 and will help you understand todays best mortgage rates. If you are a Buyer/Borrower who is still on the fence (or if you are a Real Estate Agent attempting to educate your "on the fence" Buyer), … (0 comments)

san diego: How To Calculate FHA Mortgage Payments - 04/20/12 10:25 AM
How to calculate FHA mortgage payments now that the most recent Monthly Mortgage Insurance changes have been implemented.

How to calculate FHA mortgage payments
Step 1: Determine the loan amount
Purchase Price x .965 = Base Loan Amount (assuming the Borrowers opt for the minimum 3.50% down payment) Base Loan Amount x .0175 = Up Front Mortgage Insurance Premium (UFMIP) Base Loan Amount + UFMIP = Final Loan Amount Step 2: Determine the monthly payment
Principal + Interest Payment Calculation Click here to access a free mortgage payment calculator When the new window pops up, click on: The "resources & tools" tab … (0 comments)

san diego: 6 bedroom home sale in 4S Ranch - 01/19/12 12:19 PM
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san diego: 6 bedroom home sale in 4S Ranch San Diego CA 92127 - 01/19/12 12:12 PM
 The purchase of this 6 bedroom home sale in 4S Ranch is the single largest investment that most people make. This investment is not just in this 6 bedroom home sale in 4S Ranch, but also in the neighborhood around this home. Proximity to amenities such as good schools, shopping and recreational facilities all affect the value of this 6 bedroom home sale in 4S Ranch. When moving into a new community it pays to research the area before selecting your perfect home.  Keep in mind, it is not just this 6 bedroom home sale in 4S Ranch you are investing in, it is also the neighborhood … (1 comments)

san diego: How I funded a $1.2 Million Mortgage with a 106% Debt-To-Income Ratio Buyer - 07/13/11 03:06 PM
San Diego Asset Depletion Mortgage Loans are helping Borrowers get approved! If you are seeking a mortgage or helping a Buyer, I encourage you to learn more about this exciting new loan program!

In the aftermath of the housing crisis, it has become increasingly difficult to help Borrower's with high debt-to-income ratios, especially now that Stated Income Loans have been suspended. A little known loan qualifying method is detailed in my earlier blog about San Diego Asset Depletion Mortgage Loans, which I encourage you to read by clicking here.
To quickly summarize the program, the Borrower is rewarded for carrying large … (0 comments)

san diego: Poway Realtor Cameron Herndon - Featured Real Estate Agent with Prudential California Realty - 06/24/11 04:36 AM

By listing your home for sale with experienced Poway Realtor Cameron Herndon, you can look forward to cutting edge technology to aid the speed in which your home is sold. When selling a home, your goal is to obtain the highest price possible, which typically requires multiple Buyers competing to buy your home. When working with experienced Poway Realtor Cameron Herndon, you are provided with high quality video presentations of your home like the one above. Additional benefits of hiring experienced Poway Realtor Cameron Herndon include a customized property website like the one below, which features virtual tours, area maps, Buyer … (0 comments)

san diego: 4S Ranch Luxury Cul-De-Sac Home - 6 Beds with View - Rancho Bernardo, CA - 06/24/11 04:27 AM
Learn more about this 4S Ranch luxury home for sale in Rancho Bernardo provided by Poway Realtor Cameron Herndon by clicking on the customized home video above. Also, be sure to check out the customized property website listed below for information about this 4S Ranch luxury home for sale in Rancho Bernardo at 16064 Palomino Valley Road, San Diego, CA 92127 featuring virtual tours, property maps, financing options, and more. Built in 2003, this 4S Ranch luxury home for sale in Rancho Bernardo features 6 total bedrooms and 4.5 bathrooms with 4667 square feet and a comfortable lot size of over … (0 comments)

san diego: Carmel Valley Listing - Costa Del Sol - Cul de Sac Location - San Diego, CA - 06/13/11 08:13 AM
  Great home now on the market in the Costa Del Sol complex of Carmel Valley! See the above video and below customized property website for this great property located at 13559 Rancho Del Azaleas Way, San Diego, CA 92130 featuring virtual tours, property maps, financing options, and more. Pre-Qualify for this coveted Costa Del Sol home for sale in Carmel Valley with San Diego Residential Mortgage Specialist Jason Gordon at Primary Residential Mortgage. Built in 2003, this Costa Del Sol home for sale in Carmel Valley features 3 Bedrooms and 3 Bathrooms with 1712 square feet. A rare cul-de-sac location in a … (0 comments)

san diego: Carmel Valley Listing Near Westview High School - San Diego, CA - 06/10/11 06:18 AM
Drop by our Open House scheduled for Saturday 6-11-11 (noon-4pm) to personally view this coveted Carmel Valley listing near Westview High School. Browse through our customized property website listed below for 13559 Rancho Del Azaleas Way, San Diego, CA 92130 featuring virtual tours, property maps, financing options, and more. Pre-Qualify for this coveted Carmel Valley listing near Westview High School  with San Diego Residential Mortgage Specialist Jason Gordon at Primary Residential Mortgage. Built in 2003, this Carmel Valley listing near Westview High School features 3 Bedrooms and 3 Bathrooms with 1712 square feet. A rare cul-de-sac location in a complex with only 7 homes allows … (0 comments)

san diego: Carmel Valley Cul-De-Sac Home - Just Listed - Open House Tomorrow 12-4! - San Diego, CA - 06/10/11 05:51 AM
Check out the customized property website listed below for 13559 Rancho Del Azaleas Way, San Diego, CA 92130 featuring virtual tours, property maps, financing options, and more. Open House scheduled for Saturday 6-11-11 (noon-4pm) for this prestine Carmel Valley home for sale. Pre-Qualify for this coveted Carmel Valley home for sale with San Diego Residential Mortgage Specialist Jason Gordon at Primary Residential Mortgage. Built in 2003, this Carmel Valley home for sale features 3 Bedrooms and 3 Bathrooms with 1712 square feet. The location of this Carmel Valley home for sale is conveniently situated in a great neighborhood, just moments away … (0 comments)

san diego: Traditional Clairemont Property Listing - Great Location - Reduced Price - San Diego, CA - 05/30/11 12:07 PM
Check out the customized property website listed below for 4565 Sauk Avenue, San Diego, CA 92117 featuring virtual tours, property maps, financing options, and more. Pre-Qualify for this reduced price traditional Clairemont property listing with San Diego Residential Mortgage Specialist Jason Gordon at Primary Residential Mortgage. This reduced price traditional Clairemont property listing features 3 Bedrooms and 1 Bathroom with 875 square feet. The location of this reduced price traditional Clairemont property listing is conveniently situated in a great neighborhood, just moments away from retail stores, freeways, and more. Nearby schools include Field Elementary, John Muir Magnet, Hawthorne Elementary School, Clairemont … (1 comments)

san diego: Reduced Price Clairemont Listing - San Diego, CA - 05/30/11 11:57 AM
Check out the customized property website listed below featuring virtual tours, property maps, financing options, and more. Pre-Qualify for this reduced price Clairemont home for sale with San Diego Residential Mortgage Specialist Jason Gordon at Primary Residential Mortgage. This reduced price Clairemont home for sale features 3 Bedrooms and 1 Bathroom with 875 square feet. The location of this reduced price Clairemont home for sale is conveniently situated in a great neighborhood, just moments away from retail stores, schools, freeways, and more. Features of this reduced price Clairemont home for sale include beautiful stainless steel appliances, gas stove, an all new kitchen, cabinets, granite, doors, and … (1 comments)

san diego: California Mortgage Interest Rate Update 5-27-2011 + Projected Trends - 05/27/11 05:04 AM
Have you subscribed to this free service yet? Feel free to forward this information to Buyers who are aggressively shopping for the best interest rates! All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES. Introducing an easy-to-follow inside look at mortgage rate activity, featuring charts, rate sheets, market commentary, and even video recordings all in one daily morning blog! Whether you're a newbee, market analyst (or somewhere in between), keep yourself informed of where mortgage interest rates are going (and why). Subscribe to this free daily update by clicking … (2 comments)

 
Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, RCS-D, CDPE, CMHS (AmeriFirst Financial Inc, San Diego, CA) Rainmaker large

Jason E. Gordon

Sr. Loan Officer, CMPS, CDLP, RCS-D, CDPE, CMHS

San Diego, CA

More about me…

AmeriFirst Financial Inc, San Diego, CA

Address: 12544 High Bluff Drive, Ste. 100, San Diego, CA, 92130

Office: (858) 461-7007

Mobile: (619) 200-8031

Email Me

Author Bio: Jason Gordon is a Residential Mortgage Specialist in San Diego, CA. He combines ethics, education, and experience while helping Homebuyers and Homeowners to achieve their financial goals.View all AR Posts By Jason Gordon Blog Google+


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