san diego mortgage: The 2 Items Always "Called Out" by the Appraiser - 02/26/19 08:53 AM
Although the main role of an Appraiser is to render an opinion of value for the "subject property" being appraised, the Appraiser will always "call out" the following 2 items if they are in violation of safety codes.  These 2 items are as follows:
 
Carbon Monoxide Smoke Detector - a minimum of 1 per floor/level/story of the home) Water Heater double-strapped in a workmanlike (i.e. "to code") manner  
Not only will the Appraiser proactively look for the above 2 items, but he/she will also make a point to include photographs of them in the actual appraisal...every time.

This protocol is also followed … (0 comments)

san diego mortgage: Understanding how TRID will impact the Real Estate Industry on 8/1/15 - 05/18/15 02:24 AM
The TILA/RESPA Integrated Disclosure Rule (TRID) will be officially implemented on August 1, 2015 and will significantly impact the timelines associated with closing any escrow involving a mortgage.  It is imperative that all Real Estate Agents take time to understand these impending changes, as ignorance to them will not allow exceptions on any level.
Below is a short video narrated by Finley Maxon, Senior Legal Counsel at the National Association of Realtors (NAR). In this video, Mr. Maxon discusses the TRID concept and basic premise behind these upcoming changes. 
 
 
In 2010, much of the Real Estate Community were ill-prepared for the changes associated … (0 comments)

san diego mortgage: Understanding San Diego Property Taxes - 09/23/14 03:24 AM
 

Understanding San Diego Property Taxes can oftentimes be difficult...especially with all of the incorrect information floating around cyberspace.  The following information is taken directly from the San Diego County Treasurer website in an effort to help you understand the facts about San Diego Property Taxes. After all, we tend to make better decisions in life when they are based on facts rather than assumptions.
The table below will demonstrate the economic context which follows the flow of the money collected regarding your San Diego Property Taxes.  As you can see, each individual parcel of land acts as a revenue … (0 comments)

san diego mortgage: Mortgage Rate Update 6-23-14: Trends & Projections - 06/23/14 12:31 AM
This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back over 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below.
Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with … (0 comments)

san diego mortgage: Mortgage Rate Update 8-1-13: Trends Projections & Today's Best Rates - 08/01/13 11:18 AM
Wow, what a crazy last 2 days for mortgage rates! We began Wednesday with a pre-emptive worsening of pricing by 47 bps (in anticipation of the Fed Meeting). By the time the day was over, we improved by 81 bps. Not to be outdone, today was even more eventful. After opening 31 bps worse, we proceeded to worsen an extra 68 bps.  Lenders throughout the country worsened their pricing by roughly 0.375 - 0.500 today as a result.
This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at … (1 comments)

san diego mortgage: Mortgage Rate Update 11-30-12: Trends Projections & Today's Best Rates - 11/30/12 02:37 AM
Can you believe today is the last day of November? After a flat morning on Thursday, we saw dips and gains throughout the afternoon.  The net result was a postive gain of 6 basis points. Thus far this morning, we find ourselves again in positive territory with a modest gain of 6 basis points.
This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical … (0 comments)

san diego mortgage: Mortgage Rate Update 10-20-11: Trends, Projections & Today's Best Rates - 10/20/11 06:33 AM
Todays best mortgage rates. What can we expect from mortgage rates this week? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES. Whether you're a newbee, market analyst (or somewhere in between), keep yourself informed of where mortgage interest rates are going (and why).

The Mortgage Street Smarts of where mortgage interest rates are going (and why):
The following information is current as of Thursday 10-20-2011 and will help you understand todays best mortgage rates. If you are a Buyer/Borrower who is still on the fence (or if … (0 comments)

san diego mortgage: San Diego Mortgage Interest Rate Update 2-25-2011 + Projected Trends & Today's Best Mortgage Rates - 02/25/11 02:59 AM
Introducing an easy-to-follow inside look at mortgage rate activity, featuring charts, rate sheets, market commentary, and even video recordings all in one daily morning blog! Whether you're a newbee, market analyst (or somewhere in between), keep yourself informed of where mortgage interest rates are going (and why). Subscribe to this free daily update by clicking the button on the right hand side of this page and always be aware of todays best mortgage rates. Although the title of this blog mentions San Diego, these updates are good for the entire state of California.
While basic understanding of the "book smarts" within the … (0 comments)

 
Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE (AmeriFirst Financial Inc, San Diego, CA) Rainmaker large

Jason E. Gordon

Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE

San Diego, CA

More about me…

AmeriFirst Financial Inc, San Diego, CA

Address: 12544 High Bluff Drive, Ste. 100, San Diego, CA, 92130

Office: (858) 461-7007

Mobile: (619) 200-8031

Email Me

Author Bio: Jason Gordon is a Residential Mortgage Specialist in San Diego, CA. He combines ethics, education, and experience while helping Homebuyers and Homeowners to achieve their financial goals.View all AR Posts By Jason Gordon Blog Google+


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