freddie mac: The HARP Refinance Program Extended Through December 2018 - 12/15/17 07:05 PM
Do you still feel you have too little equity in your home to qualify for a refinance or feel you owe more than your home is worth? Here's some great news: The Home Affordable Refinance Program (known as HARP) has once again been extended. This latest extension runs through December 31, 2018.
If you have been current on your monthly mortgage payments on a loan owned by Fannie Mae or Freddie Mac, you may be able to:
Lower your interest rate Shorten your loan term Change from an adjustable to a fixed-rate mortgage There's no minimum credit score needed, either. … (0 comments)

freddie mac: Freezing and Unfreezing Your Credit - A Post-Equifax Breach Story - 12/15/17 02:46 PM
As a lender, dealing with credit issues is part of the business. But the announcement of the Equifax credit data breach in September 2017, created a new issue (meaning headache) for lenders.  Under the advisement of Equifax itself and many credit experts, those consumers directly affected by the breach were instructed to place a freeze on their credit reports in order to prevent any unauthorized credit activity. For lenders of all varieties, including us mortgage guys, prior to obtaining any new credit for our clients they must authorize reporting bureaus to lift that freeze.
Consumers have several options to unfreeze credit. Authorizing … (0 comments)

John Higgins, Senior Loan Officer (Mortgage 1, Inc.)

John Higgins

Senior Loan Officer

Sterling Heights, MI

More about me…

Mortgage 1, Inc.

Address: 43456 Mound Rd Ste 100, Sterling Heights, MI, 48314

Mobile: (248) 895-7272

Fax: (248) 404-6044

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