parkland home values: How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs - 04/20/17 07:16 AM
Many millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a good time, it does not necessarily mean that it’s the right time for you to make the investment. If you’re currently weighing your options when it comes to home ownership, here are some things to consider before you decide put the money down.
Are You Struggling With Student Debt
It’s possible to invest in a home when you’re still paying down student debt, but if you’re also struggling with a low-paying job and a high debt load, it … (0 comments)

parkland home values: May 2013 RealtyTrac Foreclosure Report Shows Strength For The US Housing Market - 05/10/13 03:54 AM
 
RealtyTrac recently reported that national foreclosure filings are down while foreclosure filings are seeing marked increases in some states.
 
There are two systems for foreclosing residential real estate in the United States; judicial and non-judicial foreclosure. The states individually decide which foreclosure process will be followed in their state.
 
Click Here To Download An Overview Of The Foreclosure Process
 
Judicial foreclosure requires action by the courts because the mortgage is not written including a “power of sale clause”. Judicial foreclosure proceedings generally take longer than non-judicial processes due to this court involvement.
 
A log-jam of delayed … (0 comments)

parkland home values: Look For Improvements In The Real Estate Market In 2013 - 03/06/13 10:17 PM
The previous couple of years' doom and gloom outlook is looking like it is turning more upbeat and robust for the rest of 2013. Home Prices Climb Nearly 10% Over Past YearIn fact, a recently released report by CoreLogic stated that home prices were up 9.7 percent from one year previously. That kind of increase is a very good sign that the momentum may be building for a strong real estate market this year. Many other economic experts are predicting that things might be improving this year, including increases in both home prices and sales. Here are some of the ways … (0 comments)

parkland home values: Parkland Isles 4BR 3BA on Water Just Listed at $409,900 - 09/24/12 04:50 AM
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parkland home values: FOMC Expected To Announce New Stimulus Today - 09/13/12 12:56 AM
The Federal Open Market Committee ends a 2-day meeting today, the group's sixth of 8 scheduled meetings this year. As a Parkland home buyer or would-be refinancer, be ready for mortgage rates to change. The Federal Open Market Committee is a 12-person sub-committee of the Federal Reserve. Led by Fed Chairman Ben Bernanke, it's the group within the Fed tasked with voting on U.S. monetary policy. The act for which the FOMC is most well-known is its management of the Fed Funds Rate. The Fed Funds Rate is the interest rate at which banks borrow money from each other overnight. It's … (0 comments)

parkland home values: Making Coupon-Free Savings At The Supermarket - 09/05/12 05:05 AM
The average family puts 10-15 percent of its monthly spending toward food, according to the Bureau of Labor Statistics and Department of Agriculture, with most of that food purchased at a supermarket. The amount spent on food is less than the typical amount spent on housing each month but what makes food costs different from housing expenses is food costs are not "fixed". How much you spend on food each month is up to you and, using savvy shopping tactics plus coupons, you can lower your monthly food spending. Saving money on food leaves money for other purposes including savings, clothing … (0 comments)

parkland home values: Should You Lease Or Buy Your Next Car? It May Affect Your Mortgage. - 08/13/12 11:24 PM
Should you lease a new car, or should you buy one? Like most financial questions, the answer depends on your situation. For some people, leasing a car presents distinct economic advantages. For others, buying a car is the way to go. There's plenty of online material to help you choose your optimal path, but this 3-minute piece from NBC's The Today Show serves as an excellent summary. In it, you'll learn about the basics of leasing a car, and for whom leasing can be a great fit. You'll also hear reasons to avoid a lease completely. The NBC interview makes all … (5 comments)

parkland home values: Clever Ways To Reduce Household Water Usage - 08/05/12 11:03 PM
How well do you conserve water?The government's EPA estimates that the average family of four uses 146,000 gallons of water per year, at a cost of $700. With just a few small changes, however, that cost could drop by as much as 28%.You'll save on more than just your water bill, too. You may save on Parkland FL taxes.This is because water management is often handled at the municipal level and as water usage grows, so does the need for costly investment in water treatment and delivery systems. Less usage means lower costs.You'll also enjoy lower home energy bills. 25 percent … (5 comments)

parkland home values: Freddie Mac 30-Year Fixed Rate Mortgage Rates Rises To 3.55% - 08/03/12 03:21 AM
Mortgage rates couldn't fall forever, it seems. This week, for the first time since mid-June, the 30-year fixed rate mortgage rate climbed on a week-over-week basis, moving 6 basis points to 3.55%, on average, nationwide. According to Freddie Mac, 3.55 percent is the highest average rate at which the benchmark product has been offered in close to 4 weeks. The Freddie Mac published mortgage rate is available for prime borrowers willing to pay a full set of closing costs plus an accompanying 0.7 discount points. Discount points are a one-time, upfront mortgage loan fee to be paid at closing where 1 … (0 comments)

parkland home values: Simple Explanation Of The Federal Reserve Statement (August 1 , 2012) - 08/01/12 11:08 AM
The Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent Wednesday. The vote was nearly unanimous. Only one FOMC member, Richmond Federal Reserve President Jeffrey Lacker, dissented in the 9-1 vote. The Fed Funds Rate has been near zero percent since December 2008. In its press release, the Federal Reserve noted that the U.S. economy has "decelerated somewhat" since January. Beyond the next few quarters, though, the Fed expects growth to "remain moderate" and then gradually pick up. There was no mention of strain in global financial markets and its … (0 comments)

parkland home values: Case-Shiller Index Shows Home Values Rising Nationwide - 08/01/12 12:36 AM
According to the S&P/Case-Shiller Index, home values rose 2.2% nationwide, with all 20 tracked markets making month-to-month improvement. On an annual basis, 17 of the 20 Case-Shiller Index markets improved. Despite the positive report, however, our enthusiasm for the May Case-Shiller Index should be tempered. This is because the index's methodology is less-than-ideal for today's Parkland & Coral Springs home buyer. There are three main reasons why : The Case-Shiller Index tracks values for single-family homes only The Case-Shiller Index is distorted by distressed, discounted home sales The Case-Shiller Index publishes on a 2-month lag Perhaps even more important, though, is … (1 comments)

parkland home values: Planning Ahead For The Federal Reserve's Next Move - 07/31/12 04:28 AM
In Washington, D.C. today, the Federal Open Market Committee (FOMC) begins a 2-day meeting, its fifth of 8 scheduled meetings this year. Mortgage rates are expected to change upon the FOMC's adjournment. Rate shoppers and home buyers in Parkland would do well to be alert. The Federal Open Market Committee is a rotating 12-person subcommittee within the Federal Reserve. It's the group which makes U.S. monetary policy. "Making monetary policy" has many meanings but the action for which the FOMC is most well-known is its setting of the Fed Funds Funds. The Fed Funds Rate is the prescribed interest rate at … (0 comments)

parkland home values: New Home Sales Slow After Fast Start To 2012 - 07/25/12 11:47 PM
The number of newly-built homes sold slipped 8 percent in June from the month prior, says the U.S. Census Bureau in its latest New Home Sales report. The June data shows 350,000 homes sold nationwide on a seasonally-adjusted, annualized basis. The home sale tally fell short of Wall Street expectations but the Census Bureau revised its previously-released results for March, April and May higher by a collective 33,000 units. This left the June New Home Sales report as the weakest of the last five months, yet still stronger than the 21 months preceding February. In other words, despite retreating from May, … (2 comments)

parkland home values: Mortgage Rates Down 1 Percent In One Year - 07/23/12 11:53 PM
Another week, another new low for mortgage rates. According to Freddie Mac's weekly Primary Mortgage Market Survey, the 30-year fixed rate mortgage rate fell 3 basis points to 3.53% last week nationwide. The 3.53% mortgage rate is available to mortgage applicants who are willing to pay 0.7 discount points, on average, plus a full set of closing costs. One year ago, the 30-year fixed rate mortgage rate was 4.52%. Today, it's nearly one percent lower. For every $100,000 borrowed at today's rates as compared to July 2011, a mortgage applicant will save $57 per $100,000 borrowed, or $684 per year. Over … (0 comments)

parkland home values: How To Revive A "Brown Lawn" - 07/15/12 11:55 PM
During summer months, a lush, green lawn can transform into a brown one within weeks. And heat, while oftentimes a catalyst, is not always the culprit. As a homeowner, you can take precautions to minimize the likelihood of a brown lawn. First, let's look at the reasons why a lawn may go brown, starting with drought stress. Drought stress is a condition caused by excessive heat and/or lack of water. Drought stress can lead to dormancy, a normal condition for grasses of all types. A good test for draught stress is to step on one of the grass' brown patches. If … (4 comments)

parkland home values: Revisiting Housing Market Predictions For 2012 - 07/13/12 08:25 AM
When the calendar flips to a new year, analysts and economists like to make predictions for the year ahead. So, today, with the year half-complete, it's an opportune time to check back to see how the experts' predictions are faring (so far). If you'll remember, when 2011 closed, the housing market was showing its first signs of a reboot. Home sales were strong, home supplies were nearing bull market levels, and buyer activity was strong. Homebuilder confidence was at its highest point in 2 years and single-family housing starts had made its biggest one-month gain since 2009. In addition, 30-year fixed … (1 comments)

parkland home values: Fed Minutes Suggest Fiscal Stimulus Later This Year - 07/12/12 01:26 AM
The Federal Reserve released the minutes from its June Federal Open Market Committee meeting, revealing a Fed divided on the future of the U.S. economy. Mortgage rates are higher after the release of the minutes. The Fed Minutes is the detailed recap of an FOMC meeting. It is the companion piece to the more brief, more well-known post-meeting FOMC press release. For a comparison, whereas the Fed's June 20, 2012 press release contained 5 paragraphs and 490 words, the same meeting's minutes contain 62 paragraphs and 7,508 words. The extra detail afforded by the extra words Wall Street gives insight into … (1 comments)

parkland home values: 30-Year Fixed Rate Mortgage Rates Fall To 3.62% Nationwide - 07/06/12 03:05 AM
<!-- This material is non-exclusively licensed to Jon Klein and may not be copied, reproduced, or sold in any form whatsoever.--> 30-year fixed rate mortgage rates made new, all-time lows once again this week. According to Freddie Mac's weekly mortgage rate survey of more than 125 banks nationwide, the average 30-year fixed rate mortgage rate fell 4 basis point to 3.62% nationwide. The rate is available to conforming, prime borrowers willing to pay an accompanying 0.8 discount points plus a full set of closing costs. A "prime" mortgage applicant typically has excellent credit, verifiable income, and at least 25% equity in … (0 comments)

parkland home values: Tips To Keep Your Home Cooler Without Turning Down The Thermostat - 07/01/12 11:33 PM
<!-- This material is non-exclusively licensed to Jon Klein and may not be copied, reproduced, or sold in any form whatsoever.--> The typical U.S. household "loses" up to 30% of its annual heating and cooling bill to energy inefficiencies, according to ENERGY STAR®. The good news is that there are dozens of ways to help your home perform better. As the calendar turns to July, and as temperatures warm up in FL and nationwide, implement even one of the following cost-saving moves and you can expect your home's energy bill to drop. Implement two or more, and you can expect your … (1 comments)

parkland home values: Existing Home Sales Slip 2% In May - 06/26/12 12:38 AM
Home resales slipped last month; a slight setback for the nation's housing market's recovery. According to the National Association of REALTORS®, Existing Home Sales fell to 4.55 million units in May 2012 on a seasonally-adjusted annualized basis, representing a 2 percent drop from April. An "existing home" is a home that's been previously owned or occupied, and cannot be categorized as new construction. Despite May's retreat, however, as compared to last year at this time, Existing Home Sales by units are higher by 10 percent. In other words, like everything else in housing, the long-term statistical trend has been a positive … (1 comments)

 
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Jon Klein

Search Parkland Homes for Sale - Parkland FL

Parkland, FL

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