Saint Francis Talk

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Real Estate Broker/Owner - Saint Francis Property Santa Rosa, CA - 01368633
Jim Cheney, Broker Your Rincon Valley Realtor

ARCHIVED BLOG POSTS

2009 

Sonoma County is home to lots of famous people, Fred MacMurray, Harry Morgan, Charles Schulz, Robert Ripley, Raymond Burr, Joe Montana and more.  Although fun to see, and claim as local residents, none have left an impact on the county as Luther Burbank. Luther Burbank was a botanist and horticul...
11/22/2009
I have a client now, and have had clients in the past, who want to know whether or not they should pay points to buy down their loan.  First of all, let me say that I'm not a mortgage broker, and don't pretend to do lending.  I believe I should do what I do best, and let other professionals do wh...
11/21/2009
4 Comments
I was driving down the road about a month ago and saw these  three stacks on the side of the road in a field that use to have a horse.  I thought, what the hell are those?  Underground ventilation?  State water testing?          Then a few nights later...      
11/21/2009
Looking for a reason to visit the Wine Country this weekend.  Let me give you 11! 20th    Lisa Lampanelli; 7:00 pm - 9:00 pm; Queen of Mean with her no-holds-barred, insult comedy routine. 7 p.m. $42.75. Wells Fargo Center for the Arts, Santa Rosa. 546-3600. www.wellsfargocenterarts.org.  20th -...
11/20/2009
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Thanksgiving is right around the corner, and I'm sure a lot of Sonoma County residents will be buying their birds this weekend.  All the supermarkets are packed with Butterball and other mass produced birds.  If you want to try something new this year, I highly recommend our local Willie Bird Tur...
11/20/2009
1 Comments
This week continues to see great rates on 30 year fixed rate home loans.  Below is a chart from Freddie Mac of the countries averages.  Low rates with tax credits make this a great time to get out there and buy a home!  Call me if you would like any further informationl.   30-Year Fixed Rate Mort...
11/17/2009
Just read some good news.  C.A.R. is moving away from a frequently confusing topic.  Agency Disclosure (A.D.).  I hate explaining this to clients, and really hate explaining it to other agents.  In California the listing agent is suppose to get an agency disclosure signed by the seller before tak...
11/16/2009
When people think of the Wine Country, they don't usually think of air pollution.  However... two things are hurting Sonoma County.  Our proximity to the San Francisco Bay Area, and our rural agricultural roots that allow farmers to burn their discarded vegetation. The Bay Area Air Quality Manage...
11/15/2009
I have been meaning to write about the benefits of FHA loans but have not found the time.  Coincidentally I read this blog today which is written by a fellow real estate professional, Anthony Ebright, who does a lot of loans with Wells Fargo.  Anthony can be reached at 707-548-0752 if you need m...
11/15/2009
 I think one of the most misunderstood titles is that of Realtor.  I know it doesn't matter to other real estate agents, but this blog is written to explain a few commonly and frequently misunderstood terms in real estate: Sales Associate:  This is probably the most common type of real estate age...
11/14/2009
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Jim Cheney

Rincon Valley Realtor 707.494.1055
local_phone(707) 538-9095
smartphone(707) 494-1055
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