Julie's Blog

Real Estate Agent - MagnumOne Realty - CA BRE Lic. # 01418097
Two years ago when a client told me they wanted me to short sale their home and their lender was Wells Fargo, I would visibly cringe.  Dealing with Wells Fargo in those days was a nightmare.  They didn't have sufficient staffing to handle the requests, their process was weak and it took so long t...
It is always fun to get away for a few days and even better when you return and appreciate home.  Last week we traveled to Elizabethtown, Kentucky to visit Michael's son Mark and his family.  I enjoyed spending time with them and seeing Kentucky.  I heard about the terrible ice storm they had thi...
If your home is worth less than you owe, the payments are killing you and have a lender who refuses to help what will happen if you walk away?  Walking away is letting the bank foreclose, giving them the keys or avoiding a foreclosure by doing a short sale.  If you do one of these things how bad ...
This morning I read an article in the Sacramento Bee about the former executives of Countrywide that got rich on bonuses and golden parachutes after they made tons of questionable loans which we are all now paying for.  Believe it or not they have taken their wealth and created a company that buy...
In the past two weeks we have seen the Federal stimulus bill, the Homeowner Affordability and Stability Plan and our new California budget which as some provisions to help the housing market.  What are these, how do they work and have we finally got all the players headed in the same direction?  ...
Here is the view from a listing I have coming on the market soon.  This is a unique home in Auburn only minutes from the freeway but a world away from the city and people.  There is nothing "track" about this home and it will take a equally unique buyer to make this work.  This is not a family ho...
There have been some significant changes with lenders that are catching financially strapped homeowners unaware and reducing their alternatives to avoid a foreclosure.  If you or someone you know is not making their monthly mortgage payments and thinking they can wait several months before asking...
This past week has been very busy and adds to my belief the real estate market is weather driven or at least it seems that way to me.   Every time we get some warm sunny days, I am too busy to spend much time outside!  It is nice to see the Sacramento real estate market continuing being active, e...
What do I need to know about buying a short sale listing?  This was essentially the question one of my readers sent me last week.  I have written a number of articles including "Six Steps to a Successful Short Sale" and "Short Sale Success," on using short sales to avoid foreclosure but have not ...
A total of 523,624 California properties received foreclosure filings, including default notices, auction sale notices and repossessions in 2008. This was a 110 percent increase from 2007 and almost five times as many compared to 2006. The city Stockton registered the highest foreclosure rate in ...

Julie Jalone

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