Dear Friend: DO YOU REMEMBER WHEN LIFE WAS GOOD? When we began building our lives and families with so much hope, excitement and joy for the future. It was certainly hard to imagine that good, honest, hard working people like you and me could end up losing everything, but it is happening every day to us, our families and neighbors. Recent times have brought much stress and turmoil to our once secure financial lives. Sometimes it is difficult for us to know who really wants to help us or who wants to cheat us. We decided we would do whatever (5 comments)