home: They Need Your Help! - 01/15/14 03:04 AM
January is the first month of the year and is also number one for divorce filings. The rate of home ownership is now at 63% and the divorce rate at 50%.That computes to an abundance of families who will need your trusted expertise.  Most of us have witnessed or personally experienced the vulnerability of families transitioning through divorce, and also the oversupply of professionals who will prey on them.   Each family will need a team of professionals that will have their best interest in mind, and at the top of the list is a Realtor. For most, the family home … (3 comments)

home: Divorce and Credit - 02/26/08 09:13 AM
You've heard the expression, " You are your credit score". Well, when facing divorce this can be crucial.
How is your credit? Do you have any in your own name or have you relied on your spouse's or another family member's credit? If you have none to claim, now's the time to make the move and establish your independent credit history. This is a critical issue to counsel your clients about.
The rush is due to a big change forecast for 2008 by Fair Isaacs Corporation (FICO). They've been taking a lot of heat for the credit debacle, and so they are at the … (0 comments)

home: Is My Ex Paying the Mortgage? - 01/31/08 08:31 AM
"How could this happen? My four children and I are going to be homeless!" This was a desperate call I received a few days before the holidays. Unfortunately, it wasn't the first time I had taken a call of this nature.
What options does a woman in this situation have? The final settlement of her divorce had resulted in a court order directing her former spouse to make the monthly mortgage payments. However, her name was not on the note.
That sounds fine until either he can't or decides not to make the payments. The mortgage becomes delinquent and headed for foreclosure. … (12 comments)

home: Tips for First-Time Buyers and Homeowners Going Through Divorce - 01/25/08 08:11 AM
By Elana Ashanti Jefferson, Denver Post Staff Writer
The Denver Post
April 4, 2007
A decade ago, veteran Colorado Realtor Joan Rogliano weathered a difficult divorce.  The process illuminated for this longtime real estate agent the need for people in general to have access to honest, no-strings-attached information about real estate and finances.
That was the beginning of The Wildflower Group, a Littleton, Colorado, organization that holds free seminars for first-time homebuyers and anyone going through or thinking about divorce. Here, Rogliano elaborates on the need for her work.
Q: What personal experiences gave rise to The Wildflower Group?
A: Through my divorce (and) the fact that I … (3 comments)

home: Seminar Educates Women about Divorce - 01/22/08 10:11 AM
By Vicky Gits
Colorado Community Newspapers
June 28, 2006
Women going through divorce frequently are under pressure to sell the marital home and move on, as if that were their only alternative. This may not be the right choice for everyone. Joan Rogliano of the Rogliano Real Estate Group has met many women in transition dealing with divorce who later regretted making the decision to sell.
Rogliano gives a free seminar, "Divorce and Your Home." "You will hear that you should liquidate everything," said Rogliano, a Realtor since the early 1980s. "But the middle of a breakup may not be the best time to put your home … (0 comments)

home: Finding a Home after Your Divorce - Wildflower Group Helps Women Own Their Own Homes - 01/18/08 06:59 AM
Robyn Lydick , Staff Writer
CCN Online - Colorado Community Newspapers
August 3, 2006
In 1995 Cheryl Brown's world changed. Her marriage was ending and she fought to keep the house she lived in, the only home her daughters, then 11 and 9, had ever known. She was determined to raise them in that home. Her former husband told her she couldn't do it, but with court ordered maintenance and working full time, and sacrificing many things, she pulled it off with a refinance loan.
Brown was a stay at home mother who had not finished a college degree. She thought about nursing … (5 comments)