short sales: Mindset over Real Estate - 11/24/07 04:31 PM
Real estate is challenging now, in every city and in every state. Some areas are harder hit than others.  In Melbourne Florida, we are experiencing the aftershocks of a very lucrative, over priced market.  A few things have kept my business going.  I have become an expert with Short Sales, and have been very successful in my negotiations with the bank, and with buyers who have purchased some great deals from my clients.  I have been a business owner most of my life, in one capacity or another. The most important part has been my mindset, and I thought I would … (3 comments)

short sales: Speaking to the Bank - 10/21/07 05:44 AM
Hi Everyone! I hope everyone had  a great week.
I have been working with a huge number of banks and lenders this week. Some of the news I got was not so great for the families that I was working with.  The lucky thing is that the lenders do not want to foreclose or start foreclosure proceedings. (especially with the current market) I've been told that the forclosure process costs the lenders 25% of the amount of the loan!
The banks and the lenders that I have been speaking to, have really come up with some options for families in need. … (1 comments)

short sales: The Next Age - 10/11/07 11:26 AM
I had a revelation that I wanted to share! I hope you all are doing well, and in fantastic spirits! In case you haven't checked your watch, the first wave of the Baby Boomers have arrived at 62! Yes, this December we will embark upon a new age of prospective "change makers". These are the years that we have been warned that the social security will be the hardest hit ( in 2008 ) since its inception.
What is that going to mean for the Real Estate Industry in your area? Without a crystal ball and a time machine, we'll all just … (0 comments)

short sales: Technology Time Savings - 09/30/07 01:27 PM
I find it really hard to fathom how most agents are getting their work done these days. I'm not a huge technology expert, but I am finding that some successful agents are not utilizing their technology wisely. I recently found out about 'blogging" and putting my listings free on multiple sites!  The old ways of prospecting are still a great source of getting clients to share your vision is good, but realistically a more supported system of staying in touch is in order.  I've been watching my expenses, and although Top Producer and Agent office are great products, they are relatively … (2 comments)

short sales: Short Sales - 09/26/07 02:23 PM
Short sales are the latest oxy-moron! There is nothing short about them. As Real Estate professionals it is important that we stay informed on how to help our clients succeed in this difficult time.  I have been studying the most efficient ways to perform short sales, and the trick is to keep asking questions and not take no for an answer.  The most difficult transaction has got to be a short sale, in a balancing market like Brevard County Florida. I have been doing many short sales in every type of neighborhood, for families in every income bracket. The investors have … (7 comments)

short sales: Comments on the Home Interest Rates - 09/26/07 01:50 PM
Today's Announcement (9.18.07) about the decrease in the interest rates is huge to the real estate industry.  This is helpful to most buyers that are in the debt ratio too high/moderate income level, who were getting turned down for loans. With the adjustment of the housing prices in the latter part of 2006, and most of 2007; and this announcement today; Homeownership is possible again for the "middle" income Americans. It could also mean relief for those who fell victim to predatory lending, or high refinancing rates- and those that are in danger of Foreclosure. Many options are available for each … (2 comments)


Josephine Carpenter

Melbourne, FL

More about me…

Allison James Estates and Homes

Address: 336 Southampton DR, INDIALANTIC , FL, 32903

Office: 321-422-3611

Mobile: 321-243-4519

Email Me

For your real estate needs in brevard county, melbourne, florida, call josephine carpenter 321-243-4519 or visit



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