firsttimehomebuyer opportunity housingmarket househunting: How to Be a Competitive Buyer in Today’s Housing Market - 03/13/21 02:35 AM
How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]
Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions in check are all ways to gain confidence in the homebuying process. If you’re looking for an expert guide to help you navigate today’s lightning-fast housing market, let’s connect today. … (2 comments)

firsttimehomebuyer opportunity housingmarket househunting: How Upset Should You Be about 3% Mortgage Rates? - 03/09/21 03:31 PM
How Upset Should You Be about 3% Mortgage Rates?
Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing market. However, we should realize two things:
1. The bump-up in rate should not have surprised anyone. Many had already projected that rates would rise slightly as we proceeded through the year.
2. Freddie Mac’s comments about the rate increase were not alarming:
“The rise in mortgage … (0 comments)

firsttimehomebuyer opportunity housingmarket househunting: The Luxury Market Is Attracting Buyers in 2021 - 02/10/21 04:23 PM
The Luxury Market Is Attracting Buyers in 2021
As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. In their most recent Luxury Market Report, the Institute for Luxury Home Marketing (ILHM) shares:
“In a snapshot of 2020, despite the devasting effects of the coronavirus pandemic, the luxury real estate market has seen one of its strongest years since 2008. In comparison to experts’ predictions in early 2020, it is remarkable how significant demands for property type, location, and amenity preferences have changed amid the pandemic.”
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firsttimehomebuyer opportunity housingmarket househunting: Why Owning a Home Is a Powerful Financial Decision - 02/04/21 04:54 PM
Why Owning a Home Is a Powerful Financial Decision
In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into three often-overlooked financial benefits of homeownership and how preparing for them now can steer you in the direction of greater financial security and savings.
1. You Won’t Always Have a Monthly Housing Payment Personal finance advisor Dave … (0 comments)

firsttimehomebuyer opportunity housingmarket househunting: Do I Really Need a 20% Down Payment to Buy a Home? - 02/03/21 06:53 PM
Do I Really Need a 20% Down Payment to Buy a Home?
Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have … (2 comments)

firsttimehomebuyer opportunity housingmarket househunting: Turning a House into a Happy Home - 12/24/20 04:54 AM
Turning a House into a Happy Home
We talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership.
No matter the living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorite chair, the feel-good connections to our own homes are typically more important to us than the financial ones. Here are some of the reasons why.
1. Owning your home is an accomplishment worth celebrating You’ve likely worked very hard to achieve this dream, and whether … (2 comments)

firsttimehomebuyer opportunity housingmarket househunting: Winning as a Buyer in a Sellers’ Market - 12/11/20 07:04 AM
Winning as a Buyer in a Sellers’ Market 
Some Highlights Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers. Let's connect to make sure you're armed for victory in the housing market this season. … (1 comments)

firsttimehomebuyer opportunity housingmarket househunting: Will Mortgage Rates Remain Low Next Year? - 11/19/20 06:36 AM
Will Mortgage Rates Remain Low Next Year?
In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the first time ever while making buying a home more and more attractive as the year progressed (See graph below):When you continually hear how rates are hitting record lows, you may be wondering: Are they going to keep falling? Should I wait until they get even lower?
The Challenge with Waiting The challenge with waiting is that you can easily miss this optimal window of time and … (1 comments)

 
Joseph D. Federico, Southwest Florida Homes with Joe Federico (MVP Realty)

Joseph D. Federico

Southwest Florida Homes with Joe Federico

Naples, FL

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MVP Realty

Address: 15 Bryant Street, Dedham, MA, 02026

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