Joe Gonzalez - FHA & 1st Time Homebuyer for King of Prussia, Plymouth Meeting & surrounding areas

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Mortgage and Lending - CrossCountry Mortgage, LLC NMLS #3029 - NMLS #126036
Real Estate & Finance News and Tips That Make a Difference



What's Ahead For Mortgage Rates This Week : December 31, 2012 Mortgage bonds improved last week, pushing mortgage rates lower in Pennsylvania and nationwide. Positive economic news and strong housing data was trumped by ongoing Fiscal Cliff discussions on Capitol Hill. The "Fiscal Cliff" is meant...
More Winter Tips - How To Install A Water Heater Jacket A simple way to save money is to improve your home's energy efficiency rating.  For example, Montgomery County homeowners can save up to 9 percent per year on water heating costs simply by installing a water heater jacket. Water heater jacke...
Short Sales Outnumber Foreclosure Sales For Third Straight Quarter Foreclosure-tracker RealtyTrac reports falling foreclosure sales nationwide as banks get better at selling homes via short sale. In its Q3 2012 report, RealtyTrac says that 193,059 homes in some stage of foreclosure were sold, acc...
Last week's National Association of Home Builders/First American Improving Markets Index (IMI) brought positive news about U.S. housing markets and the broader U.S. economy, in general. According to the IMI, there are now 201 U.S. markets which can be considered "improving". To meet this standard...
What's Ahead For Mortgage Rates This Week : December 17, 2012 Mortgage bonds worsened last week, moving mortgage rates higher. Economic news was mostly positive and the Federal Open Market Committee (FOMC) changed some of Wall Street expectations for future monetary policy. Freddie Mac reported ...
Winter Energy-Saving Tips for Montgomery County   With the winter season comes more than colder weather -- there are the parties, the baking, the fixing of family dinners, and, in some cases, the stringing of holiday lights. It's also a time of year when home energy use can spike, leading to a ve...
A short sale is when a property is sold for less than its remaining mortgage principal balance, and executed as a way for both the existing homeowner and mortgage lender to reduce their respective losses. Typically, although not always, short sales are reserved for situations of extreme financial...
The Federal Reserve Begins A 2-Day Meeting Today The Federal Open Market Committee (FOMC) begins a 2-day meeting today, its last of 8 scheduled meetings this year. The Federal Open Market Committee is a 12-person subcommittee within the Federal Reserve. It's the group which votes upon U.S. moneta...
How To Maintain Adequate Homeowners Insurance Coverage In the aftermath of Hurricane Sandy, stories have emerged of homeowners whose hazard insurance coverage was too low to cover the damage to their respective properties.  Unfortunately, this scenario is common among U.S. homeowners, and is not ...
A Look At This Week's Mortgage Rates in Montgomery County Low mortgage rates are pumping up home affordability. Average 30-year fixed-rate mortgage rates made a new all-time low in November, continuing this year Refinance Boom and giving fuel to the budding housing market recovery. At month-end, ...

Joe Gonzalez

NMLS# 126036 (610) 739-6563
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