Joe Gonzalez - FHA & 1st Time Homebuyer for King of Prussia, Plymouth Meeting & surrounding areas

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Mortgage and Lending - CrossCountry Mortgage, LLC NMLS #3029 - NMLS #126036
Real Estate & Finance News and Tips That Make a Difference

ARCHIVED BLOG POSTS

2018 

When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio.The debt to income ratio is what most mortgage lenders use to det...
05/31/2018
Multi-generational households and the growing preference on the part of many retirees toward “aging in place”have altered home design in recent years. Interiors are more open, more functional and more adaptable that they were even a decade ago. Spaces tend to be less formal; living space is bette...
05/30/2018
When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted.Next the buyer schedules the inspection and home appraisal. Finally, everyone is ready for closing.It’s easy to overlook the impact o...
05/24/2018
When you are a homeowner looking to reduce your carbon footprint, there are a number of steps you can take to make your home earth-friendly. From passive solar heating to solar panels, you can make a difference in the impact your home has on the environment.Even when you aren’t building a new hom...
05/23/2018
If your financial situation is limited, yet you’re handy with a hammer and nails, then purchasing a fixer-upper home can be an attractive option. Fixer-uppers typically require a bevy of updates and repairs to bring the home up to current market conditions.Because of this, the listing price is of...
05/22/2018
Last week’s economic releases included the National Association of Home Builders Housing Market Index for May, Commerce Department reports on housing starts and building permits issued. Weekly readings on mortgage rates and first-time jobless claims were also released.Home Builder Confidence Rise...
05/21/2018
Nearly 70 million American households include at least one pet, but most prospective buyers won’t want to see evidence of pets in a home on the market.Here are some tips about how to sell a pet-friendly home.Prior To ListingPoint out special pet features to your real estate agent — a cat door, fe...
05/18/2018
Before an owner can market a property to buyers that want to use a FHA loan, he will want to familiarize himself with the FHA’s standards. FHA won’t insure loans on just any property.While their standards aren’t as stringent as they used to be, a home needs to be in relatively good condition to q...
05/17/2018
The digital age has changed the way buyers browse for and purchase goods and services, including real estate. While home buyers still can check out property listings via a print newspaper or by driving through desired neighborhoods in hopes of finding a “for sale” sign, digital sources offer more...
05/16/2018
Buying a new home is exciting. Buying a brand new home can be even more so with the realization of being the first owner and possibly being able to choose your own layout and finishes. The prospect of owning new construction is definitely exciting, but it doesn’t come without its own set of quest...
05/15/2018
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Joe Gonzalez

NMLS# 126036 (610) 739-6563
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