Joe Gonzalez - FHA & 1st Time Homebuyer for King of Prussia, Plymouth Meeting & surrounding areas

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Mortgage and Lending - CrossCountry Mortgage, LLC NMLS #3029 - NMLS #126036
Real Estate & Finance News and Tips That Make a Difference

ARCHIVED BLOG POSTS

2019 

Home staging means getting a home ready for sale with the goal to maximize the sale price and close a sale as fast as possible. Some home staging tasks are very dreary, like having to get the place sparkling clean. That is really not fun work. It may be better, if it is affordable, for the homeow...
06/28/2019
It is a major life decision to buy a home and yet many do not consider how much they will pay on the interest over the life of the loan. All they usually think about is if they can afford to pay the monthly mortgage payments.It is helpful to learn how different loan structures impact the amount o...
06/26/2019
Federal Reserve policymakers held the federal funds rate at its current range of 2.25 to 2.50 percent. Analysts speculated that the Fed may lower its key rate based on signs of slowing economic growth and the President’s encouragement to lower the Fed rate.Federal Open Market Committee members ci...
06/25/2019
Last week’s economic reports included monthly readings on housing market conditions, housing starts and building permits issued. Sales of pre-owned homes were released; the Federal Reserve announced its decision not to raise its key interest rate range. Weekly reports on mortgage rates and new jo...
06/24/2019
Homebuilder confidence dropped two points in June according to the National Association of Home Builders Housing Market Index. June’s index reading was 64, which indicates strong sentiment among home builders for current housing market conditions.NAHB component readings also dropped in June with ...
06/21/2019
Foreclosure is a process that happens over many months. There are various opportunities to acquire real estate that is in a different stage of foreclosure, including before the foreclosure process completes. This short guide identifies the different stages and the opportunities that may exist to ...
06/19/2019
One renovation that may add value to a home is an in-law apartment. Even if a homeowner does not have any relatives, an in-law apartment makes wonderful guest accommodations. It is possible to rent it when unoccupied to earn some money.Homeowners who rent out part of a home need to check with the...
06/18/2019
Last week’s economic reports included readings on inflation, retail sales and consumer sentiment. Weekly readings on mortgage rates and first-time jobless claims were also released.Consumer Price Index Lower in May as Retail Sales Hold SteadyLast month’s Consumer Price Index, which is a widely-us...
06/17/2019
A short sale is when the mortgage lender(s) agrees to sell the property for a lower amount than the loan-balance remaining.During the worst moments of the 2006 to 2008 real estate crisis, homes sold as short sales for a fraction of their value. Lenders had so many properties with loans in default...
06/13/2019
A reverse mortgage is a way to use the equity value that built up in a home to improve the quality of life for those who have appropriate circumstances when they reach the retirement age of 62 or older. With a reverse mortgage, a person continues to live in their own home and retains the title to...
06/12/2019
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Joe Gonzalez

NMLS# 126036 (610) 739-6563
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