Joe Gonzalez - FHA & 1st Time Homebuyer for King of Prussia, Plymouth Meeting & surrounding areas

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Mortgage and Lending - CrossCountry Mortgage, LLC NMLS #3029 - NMLS #126036
Real Estate & Finance News and Tips That Make a Difference

ARCHIVED BLOG POSTS

2019 

The federal government adopted the Housing and Community Development Act in 1977, and the Community Reinvestment Act (CRA) portion was designed to prompt lending institutions to provide mortgages for low- and moderate-income Americans. The underlying reasoning for the CRA was to discourage discri...
07/31/2019
Last week’s economic reports included readings on sales of new and pre-owned homes and weekly reports on mortgage rates and first-time jobless claims.Realtors® Report Sales of Pre-Owned Homes Fall in JuneSales of previously-owned homes fell last month according to real estate pros. 5.27 million h...
07/29/2019
For market value and the comfort of a home’s occupants, home security is just as important as energy-efficiency. Innovation in smart home technology focuses on both of these areas.Here are some tips about things a homeowner can do to make a home more secure and a few pitfalls to look out for, whi...
07/26/2019
Have you ever played the classic board game called Monopoly? The object of the game is to collect all the properties until one winner bankrupts all the other players. The other part of the game is that accumulating properties adjacent to each other increases the value of the individual properties...
07/25/2019
A 1031 tax exchange is a legal way to defer paying capital gains when selling a property and then buying a “like-kind” property within the allowed period. The time limits allowed are 45 calendar days after the close of the sale of the first property to identify the like-kind property for acquisit...
07/24/2019
Last week’s economic reporting included readings from the National Association of Home Builders Housing Market Index, Commerce Department reports on housing starts and building permits issued.The University of Michigan consumer sentiment index was also released. Weekly readings on mortgage rates ...
07/22/2019
After the children are all grown and moved out, the family home often feels excessively large and empty. If you’re in this stage of life, you may be wondering if you should downsize like so many others, or stay put. Downsizing may be the best option, depending on your lifestyle.Here are five bene...
07/19/2019
If someone says that they are a “self-made” success who did it all completely by themselves with no help from anyone, they are probably stretching the truth. Success never usually happens in a vacuum. The definition of success is that something is recognized and respected by others. Honest busine...
07/18/2019
A hot market in real estate is identified by a few things, which include higher prices, lower amounts of unsold inventory, and desirable neighborhoods. Neighborhoods can increase in value because of having an excellent location, high-paying jobs, quality schools, and a variety of attractive ameni...
07/16/2019
Last week’s economic releases included reports on inflation, core inflation and minutes from the Federal Open Market Committee Meeting held June 18 and 19. Weekly readings on mortgage rates and first-time jobless claims were also released.Inflation Rate Rises, but Grows at Lowest Pace in Four Mon...
07/15/2019
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Joe Gonzalez

NMLS# 126036 (610) 739-6563
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