first time homebuyer: 3 Questions to Ask Before You Buy Your First Home - 03/19/19 02:38 PM
Hunting for your new home can be a confusing process. There are countless factors you need to take into account to ensure your new location fits your family’s lifestyle and preferences. In their excitement, first-time home buyers can easily overlook some essential points about their potential property.
When you’re searching for your new residence, ask these questions to get exactly what you’re looking for.
Am I Financially Ready For A New Home Purchase?
It takes more than money to find the right home. Your credit rating is an important factor in your ability to secure enough funding to finance your dream. Check out your … (0 comments)

first time homebuyer: 5 First Steps For New Homeowners - 01/03/19 01:08 PM
As a new homeowner, now is the time to take control and organize your house for safety and security. The following first five steps should be carried out in the first few weeks if possible.
1. Change The Locks
There’s no way of knowing if the previous owners gave copies of the house keys to a friend, neighbor or cleaning staff. The very first thing you should do when you take ownership is to re-key the locks on all the doors, including the garage and any outbuildings there may be on the property.
Alternatively, you can install brand new locks. Either way, a locksmith … (1 comments)

first time homebuyer: What’s Ahead For Mortgage Rates This Week – February 27, 2017 - 02/27/17 06:14 AM
Last week’s readings on new and existing home sales provided further evidence of strengthening housing markets. Both categories of home sales exceeded December’s readings. Consumer sentiment was lower in February than for January and average rates were mixed with fixed rates higher and the rate for 5/1 adjustable rate mortgages lower. Consumer sentiment lower in February.
New and Previously–owned Home Sales Higher in January
Home sales volume rose in January regardless of obstacles including higher mortgage rates and rising home prices. The National Association of Realtors® reported more sales of pre-owned homes in January. 5.69 million homes were sold on a seasonally-adjusted annual … (1 comments)

first time homebuyer: Get The Lowdown On Private Mortgage Insurance - 10/16/13 12:12 AM
Get The Lowdown On Private Mortgage Insurance  
You may have heard the term Private Mortgage Insurance when looking to finance real estate. What is PMI, and how do you know when you need to purchase it?
The answer can be hard to find among all the real estate jargon you’re hearing lately. Below is the short version of what you need to know.
What Is Private Mortgage Insurance?
PMI is an extra insurance required by some lenders to offset their risk of you defaulting on your home loan. When you put down less than 20 percent of the real estate’s … (1 comments)

first time homebuyer: 3 Common First Time Home Buyer Mistakes Can Cost Thousands - 03/28/13 11:39 PM
3 Common First Time Home Buyer Mistakes Can Cost Thousands
 
Buying real estate for the first time is a very exciting step in life.
It is likely to be one of the biggest financial commitments that you make, so it's very important to navigate the purchasing process wisely.
Many first-time home buyers make rookie mistakes that bring on negative consequences and a lot of frustration.
Outlined below are common errors home buyers make, so you can learn from their missteps and avoid them yourself.
1. Buying More Than What You Can Truly Afford
Just because the bank says that you … (1 comments)

first time homebuyer: Why Rent? Fixed FHA Mortgages at only 3.75% (5.092 APR)! King of Prussia, Plymouth Meeting, Phoenixville - 10/31/11 03:33 AM
Why Rent? Fixed FHA Mortgages at only 3.75% (5.092 APR)! King of Prussia, Plymouth Meeting, Phoenixville
Why haven’t you bought a home yet?  Is a 20% down payment keeping you from buying a home? Have you rented for a long time & just aren’t sure?  Are you a long time renter in the market to buy?  Living in the King of Prussia, Plymouth Meeting, Phoenixville or the surrounding areas? Well stop renting already!  FHA could be the answer you’re looking for.
Okay let’s use some real world #’s to help you appreciate what FHA can do for you.
How much are … (0 comments)

 
Joe Gonzalez, NMLS# 126036 (610) 739-6563 (CrossCountry Mortgage, LLC NMLS #3029)

Joe Gonzalez

NMLS# 126036 (610) 739-6563

King of Prussia, PA

More about me…

CrossCountry Mortgage, LLC NMLS #3029

Address: 625 W. Ridge Pike, Building C, Suite 100, Conshohocken, PA, 19428

Office: 610.355.8039

Mobile: 610.739.6563

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