home buying: Four Mistakes to Avoid When Making an Offer for Your Dream Home - 10/05/17 05:30 AM
You’ve scoured the new home listings, been to all the open houses and have finally found the home of your dreams. It is now time to draft an offer and begin the negotiation process. Below we’ll share four mistakes that you will want to avoid when making an offer on your dream home.
Mistake #1 – Not Working With A Professional
The first mistake that home buyers make is trying to buy a home without using the services of a real estate professional. Buying a home is a significant financial transaction and one where the seller and their agent are working hard to … (1 comments)

home buying: What’s Ahead For Mortgage Rates This Week – February 13, 2017 - 02/13/17 06:14 AM
Last week’s scheduled economic readings were limited and included new jobless claims and Freddie Mac’s mortgage rates survey. In other news, all types of mortgage applications rose by 2.30 percent this week as compared to the prior week.
Mortgage Rates Lower, Home Loan Applications Rise
Freddie Mac reported lower mortgage rates for fixed rate and 5/1 adjustable mortgages; the average rate for 30-year fixed rate mortgages dropped two basis points to 4.17 percent. Average rates for 15-year mortgages also dropped two basis points to 3.39 percent. 5/1 adjustable mortgage rates averaged 3.21 percent, which was also two basis points lower than the previous … (1 comments)

home buying: Important Legal Tips For Montgomery County Homeowners - 03/31/14 11:12 PM
Important Legal Tips For Montgomery County Homeowners
Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position. Between the complexities of owning a house, having to deal with lenders and the risk that comes from owning something valuable, keeping yourself legally protected is a good idea.
Here Are Some Risks — And Some Ways To Handle Them.
HOAs. If you own a condo, townhome or other property in an association, the homeowner association is extremely powerful. Not paying their dues, violating their rules, or doing just about anything else to … (0 comments)

home buying: 5 Great Questions To Ask At An Open House For Real Estate - 04/18/13 12:33 AM
5 Great Questions To Ask At An Open House For Real Estate
 
An open house gives you a great opportunity to look more closely at Collegeville real estate you might be interested in buying.
It also affords you the chance to chat with the owner or real estate agent so you can bring up any issues or hesitations you have with the home.
Knowing what to ask can be difficult, so below are examples of questions to ask at the next open house you attend.
Why has the seller decided to sell now?
If you ask why the seller is … (0 comments)

home buying: 5 Top Tips For Purchasing Your New Home - 04/03/13 01:24 AM
5 Top Tips For Purchasing Your New Home
 
It's a great time to buy a new home because there are quite a few King of Prussia homes for sale and interest rates have continued to stay comparatively low.
Whether it's your first time purchasing real estate or you're a seasoned professional, here are a few tips to make shopping for a new house more pleasurable.
1. Get Help
Searching through all of the available properties on the market can be mind-boggling.
Find a professional real estate agent to help guide you through the homes for sale and select one that … (1 comments)

home buying: 3 Common First Time Home Buyer Mistakes Can Cost Thousands - 03/28/13 11:39 PM
3 Common First Time Home Buyer Mistakes Can Cost Thousands
 
Buying real estate for the first time is a very exciting step in life.
It is likely to be one of the biggest financial commitments that you make, so it's very important to navigate the purchasing process wisely.
Many first-time home buyers make rookie mistakes that bring on negative consequences and a lot of frustration.
Outlined below are common errors home buyers make, so you can learn from their missteps and avoid them yourself.
1. Buying More Than What You Can Truly Afford
Just because the bank says that you … (1 comments)

home buying: 6 Tips For Buying An Older Home in Montgomery County - 02/20/13 11:30 PM
6 Tips For Buying An Older Home in Montgomery County
Older Montgomery County homes sometimes offer more charm and character than the newer houses of today. They boast gabled roofs, crown moldings, hardwood floors and antique fixtures.
Buying an old house is like buying a piece of local history. Its beautiful period features can give it a timeless beauty and grace that is hard to resist.
However, buying a house from another era can be an endeavor fraught with potential problems. Older houses are not necessarily built to the same electrical or plumbing standards of today. Plus, if they have … (1 comments)

home buying: Case-Shiller Index Verifies Home Value Gains Through Q3 2012 - 12/03/12 10:20 PM
Case-Shiller Index Verifies Home Value Gains Through Q3 2012

The housing market continues to expand.
 
According to the S&P/Case-Shiller Index, which was released earlier this week, U.S. home prices 
rose in September for the sixth straight month, climbing 0.3% as compared to the month prior.
On an annual basis, values are higher by 3.0%.
The Case-Shiller Index findings are a composite reading of 20 U.S cities, 17 of which showed home price gains in September. Detroit and Washington D.C. showed slight declines, and New York City showed no change.
Leading the recovery, though, appears to be Phoenix, Arizona. The previously hard-hit … (0 comments)

home buying: How Choosing Kitchen Colors Can Affect Your Eating Habits - 11/27/12 12:36 PM
How Choosing Kitchen Colors Can Affect Your Eating Habits
 
Have you ever walked into your kitchen and instantly felt hungry?
 
Rarely do people think about the colors that they choose to paint their kitchens. They are often too busy worrying about whether the kitchen will match the rest of the home, or whether the colors will be satisfactory to the rest of the household.
However, when painting and decorating your kitchen, you may want to think about the process in a way many people do not -- how the colors you choose will affect the way in which you … (2 comments)

 
Joe Gonzalez, NMLS# 126036 (610) 739-6563 (CrossCountry Mortgage, LLC NMLS #3029) Rainmaker large

Joe Gonzalez

NMLS# 126036 (610) 739-6563

King of Prussia, PA

More about me…

CrossCountry Mortgage, LLC NMLS #3029

Address: 625 W. Ridge Pike, Building C, Suite 100, Conshohocken, PA, 19428

Office: 610.355.8039

Mobile: 610.739.6563

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