pa: Winter Checklist - Is Your Home Ready For The Cold Weather? - 11/29/13 12:15 AM
Winter Checklist - Is Your Home Ready For The Cold Weather?
 
The calendar has turned and with that we receive less sunlight, colder temperatures, and shorter days ahead, it’s an opportune time to cross those last-minute maintenance items off your homeowner to-do list.
Practicing preventive care – both inside and outside your home – can save thousands of dollars in repairs come later this winter. What follows is a brief checklist to get you started.
For Outside The Home:
Inspect exterior lights and outlets. Be sure that none of the outlets are cracked or broken, or have exposed wires. Clean … (0 comments)

pa: Simple, Inexpensive Ways To Prep Your Home For Sale - 11/29/12 04:20 AM
Simple, Inexpensive Ways To Prep Your Home For Sale
When Montgomery County homeowners get ready to list, advice will often come from all corners of their personal and social network -- what within the home to upgrade; what to repair; what to replace.
And, although some advice remains valuable, much of it can be ignored.
The costs of an expensive upgrade are rarely recouped at the time of sale and studies show that smaller, simpler actions can yield a bigger return on your investment of time and money.
Here are four inexpensive, yet highly effective, ways to prepare your home for … (0 comments)

pa: Mortgage Approvals : Documents You'll Need For Your Lender - 11/28/12 10:34 PM
Mortgage Approvals : Documents You'll Need For Your Lender

According to the Federal Reserve's quarterly Senior Loan Officer Survey, it's getting easier to get approved for a home loan.
Between July - September 2012, fewer than 6% of banks tightened mortgage guidelines -- the fourth straight quarter that's happened-- and roughly 10% of banks actually loosened them.
For today's buyers and refinancing homeowners in Montgomery County, softening guidelines hint at a quicker, simpler mortgage approval process; one which gives more U.S. homeowners better access to today's ultra-low mortgage rates. 
However, although banks are easing guidelines, it doesn't mean that we're returned to … (3 comments)

pa: When It Pays To Refinance Your Mortgage -- Literally - 11/27/12 08:49 PM

When It Pays To Refinance Your Mortgage -- Literally
To refinance a mortgage means to pay off your existing loan and replace it with a new one.
There are many reasons why Montgomery County homeowners may opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.
Each has its considerations.
Lower Your Mortgage Rate Among the best reasons to refinance is to get access to lower mortgage rates. There is no "rule of thumb" that says how far rates should drop for a refinance to … (0 comments)

pa: 4 Bedroom Split Level Colonial Home in North Wales Montgomery County PA - 04/07/11 02:12 AM
4 Bedroom Split Level Colonial Home in North Wales Montgomery County PA … (0 comments)

pa: Video Introduction to clients - 05/13/09 07:59 AM
Take care,
Joe Gonzalez1st Metropolitan Mortgage

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pa: Amazing Colonial Home - This One Won't Last!! - 05/23/08 01:30 AM
Narrow Down YOUR SEARCH! Find EXACTLY WHAT YOU’RE LOOKING FOR HERE!



Highland Village, this new and final section is at the top of Highland Blvd. This model is the Fernwood Classic this home is a picture of a home that has been sold. This home comes with a full basement, well designed kitchen cabinets and backsaver bath vanities, full light package and wood burning fireplace. Just minutes from Rt. 78!!!!




FOR MORE HOMES in YOUR price range, CLICK HERE!! … (0 comments)

pa: Daily Rate Lock Advisory - 05/18/08 11:37 PM
This week brings us the release of only three pieces of economic news in addition to the minutes from the last FOMC meeting. Only one of those three can be considered of high importance to the markets and mortgage rates, so we may see a fairly calm week for mortgage rates. The first data comes tomorrow morning with the release of April's Leading Economic Indicators (LEI) at 10:00 AM ET. This Conference Board report attempts to measure economic activity over the next three to six months. It is expected to show no change from March's reading, meaning that economic activity is … (0 comments)

pa: Interest Rates - When is the Best Time to Lock? - 05/18/08 11:35 PM

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pa: NOT EVERYONE SHOULD BUY A HOME!! SHOULD YOU?!! - 03/05/08 09:16 AM

Not everyone should buy a home! Should you?!! Don't buy a home unless: 
You want to make your landlord richYou want to pay less to uncle SAMYou don't want to build wealth through realestate!!It is a part of your overall financial investment strategy!  Consider what renting really costs you! For a free report log on to my website at www.stoprentingalready.com!!
 
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Joe Gonzalez, NMLS# 126036 (610) 739-6563 (CrossCountry Mortgage, LLC NMLS #3029)

Joe Gonzalez

NMLS# 126036 (610) 739-6563

King of Prussia, PA

More about me…

CrossCountry Mortgage, LLC NMLS #3029

Address: 625 W. Ridge Pike, Building C, Suite 100, Conshohocken, PA, 19428

Office: 610.355.8039

Mobile: 610.739.6563

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