real estate: The Renovations That Provide The Best Return On Your Investment - 07/10/20 07:00 AM
Renovating a home is not only a way to increase the family’s standard of living but it can also be seen as an investment. There are multiple ways for someone to increase the value of their home and renovations are one of the most straightforward. At the same time, some investments offer a better return than others.
Those who are thinking about selling their home in the future should strive to get every dollar possible. Renovations can make this happen.
Garage Door Replacement
When people think about renovations, they don’t often think about the garage. Some people don’t even include their garage in their … (1 comments)

real estate: Some Millennials Are Finding Home Buying Overwhelming - 05/27/20 01:29 PM
Many millennials are reaching the age where they are thinking about buying homes for the first time. It turns out that many members of this generation are finding this process challenging. Even though the housing market is great for those looking to buy, surveys indicate that this generation also finds the process overwhelming.
Reports have been published showing that many millennials are planning to buy their first home in the next year, showing that owning property is still a strong part of the American dream. Furthermore, many millennials also know that this is a great time to buy. Why are millennials finding … (0 comments)

real estate: Loan Programs For Lower Income Buyers - 05/22/20 08:21 AM
Owning a home may be the American dream, but for many who are in a lower income bracket, finding a loan can become challenging. Thankfully, there are several loan programs that can work well for lower income people considering homeownership. Here’s a closer look at some of these home loans designed to help people who have a low-to-moderate income find a way to buy a home.
FHA Home Loans
FHA home loans are loans backed by the Federal Housing Administration. Lenders are more likely to lend to “higher risk” borrowers through the FHA loan program because the loans have the FHA’s backing.
With the … (0 comments)

real estate: How Will Coronavirus Impact Our Real Estate Economy? - 05/20/20 09:27 AM
Without a doubt, the COVID-19 (coronavirus) pandemic has impacted every part of the economy. This is a dangerous virus and has left many parts of the country on lockdown orders to prevent it from spreading rapidly. The question many people are asking is how much the real estate is going to be impacted by the virus as well.
People Are Not Looking For Houses
One of the biggest impacts of coronavirus is that some people simply aren’t out looking for houses. Stay at home orders and social distancing measures have prevented people from touring homes that they may be interested in buying and … (2 comments)

real estate: 3 Ways To Make Your Home Safer - 05/19/20 11:37 AM
In the wake of the recent news reports, you might be looking for ways to make your home safer. Some of the most common accidents and events that take place in homes include poisoning events, falls, and even burglaries. The good news is that there are ways to improve the safety of your home. You might even be rewarded with a lower home insurance premium!
Invest In An Alarm System
It is not easy to figure out exactly how many burglaries are prevented every year by having an alarm system; however, even having a sign in the front yard could be enough to … (0 comments)

real estate: Home Maintenance Projects That Could Save You Thousands On Repairs - 05/15/20 08:30 AM
Owning a house comes with major responsibilities and one of the most important is routine maintenance. While many people like to skip routine maintenance in an effort to save money, the reality is that these routine maintenance is going to save people down the road. The reality is that maintenance is a homeowner’s first line of defense when it comes to protecting their most valuable investment, which is their home.
There are a few projects that may save homeowners thousands of dollars down the road.
Inspect The Plumbing Connections
It is easy to forget about the plumbing system because many people don’t even see … (2 comments)

real estate: The 5 Best Power Tools For Home Improvement On The Market Today - 05/08/20 09:34 AM
For most people, their home is the most valuable investment they are ever going to make. Therefore, it should make sense that people will want to improve its value over time. In this case, people are going to need to invest in power tools. Those who are interested in home improvement projects need to know about the five most important power tools available in today’s market.
A Power Drill
While this might seem obvious, many people do not own a power drill. This is almost always at the top of the list of the best power tools on the market. It is a … (1 comments)

real estate: What Is Pooled-Funds Investing? - 05/07/20 09:03 AM
Under the Jumpstart Our Business Startups (JOBS) Act, which was signed into law by President Obama on April 5, 2012, the Securities Exchange Commission (SEC) relaxed the rules about advertising investments. This allowed the trend of crowdfunding to expand dramatically giving real estate investors more opportunities for pooled-funds investing.
What Is Pooled-Funds Investing?
A pooled investment fund takes in money from a group of investors to use to acquire real estate for larger amounts than each investor’s money would support. Prior to the passage of the JOBS Act, these pooled investment funds were only accessible by large investors through private placements and private … (0 comments)

real estate: Why Most People Use A Real Estate Agent Or Broker To Buy A Property - 04/29/20 09:31 AM
One might wonder if the continued improvement in the access to online information about properties for sale has removed the need for working with a qualified real estate agent or broker. It has not.
The trends reported by the National Association of REALTORS® (NAR) are interesting. Buyers are finding a home to purchase by searching online in larger numbers than before. In the NAR survey of homebuyers, the home was found online by the buyer for more than half of the homes purchased, with only 28% of the homes purchased suggested to the buyer by a real estate agent.
Even so, NAR also … (0 comments)

real estate: The ‘Golden Girls’ Strategy? Elderly Adults Share Home Ownership - 04/28/20 07:32 AM
The “Golden Girls” trend got its name from the popular television sitcom about four elderly women who live together to share expenses. It is becoming a popular way in real life for elderly adults to share homeownership and it has many benefits.
The cost of assisted living is quite high. The median cost in the United States for assisted living is $4,051 per month. In many parts of America, that amount makes a substantial mortgage payment. Rather than pay that high price to live in an adult assisted-living community, many able-bodied elderly are choosing to pool their resources and live together in … (1 comments)

real estate: Disruptive Technology And The Real Estate Market - 04/22/20 09:26 AM
Recent advancements in technology continue to disrupt the real estate market. This includes the use of “Big Data” for data mining, artificial intelligence combined with machine learning, augmented and virtual reality, use of drones, blockchain technology, and the ongoing deployment of 5G.
The Use Of Big Data
Consumers have access to more information about real estate market conditions because of the collection and online presentation of the results of data mining “Big Data.” For example, it is easy to learn if a market is a buyer’s or a seller’s market by searching for the median number of days a house will be on … (2 comments)

real estate: The Narrowing Gap Between Renting & Buying A Home In The US - 04/17/20 09:02 AM
According to data compiled by Realtor.com in the fourth quarter of 2019, it is still more affordable overall to rent versus buy a home — but just barely. The median monthly mortgage payment at the end of 2019 was $1,600, while the median monthly rent payment was $1,319. This is largely due to steadily-increasing rates, rising home prices, and near-record-low mortgage rates.
The Realtor.com study looked at 593 counties across the country. As compared to the fourth quarter of 2018, the average monthly cost of renting a home increased 4%, up from $1,254, while the average monthly cost of homeownership actually declined … (1 comments)

real estate: What Should I Consider Most When Buying A Home This Year? - 04/16/20 11:31 AM
There are two times when it is best to buy a home. When you have to buy one and when you can afford to buy one. In general, owning a home is better than renting one because you are building up equity for yourself, instead of throwing your money away by helping the landlord buy the property with your rent money.
Best- And Worst-Case Scenario Planning
Be prepared for owning a home, especially if this will be your first time as a homebuyer. There is a natural tendency to stretch finances to the breaking point when wanting to own a home.
Try to be … (0 comments)

real estate: Home Improvements For A New Home Or When Getting Ready To Sell - 04/14/20 07:46 AM
With time on our hands, many of us are busying ourselves with home improvement projects. Some simple changes can increase the attractiveness of a home and may help with a sale. If you are getting ready to sell your home or if you just want to beautify it a little, here are some low-cost tips for home improvements to consider.
Go Green
Adding indoor plants is nice and improves interior air quality. If you have the room for it, consider a vertical garden. A vertical garden may use the entire ceiling-to-floor area of one wall. With the proper type of grow lights, it … (0 comments)

real estate: When It Makes Sense To DIY - 03/27/20 07:21 AM
Many homeowners enjoy DIY, or Do-it-Yourself, home improvement projects. There’s nothing quite like the pride of knowing you used your own hands to put together or improve something.
With the explosion of social media sites such as YouTube, Pinterest,and TikTok, spending a weekend on DIY projects seems easier than ever before. After just a couple of minutes spent searching, you can find a step-by-step tutorial, before and after photos, or a time-lapse video of any project imaginable. Anyone can do this! Right?
Not so fast. In some cases, it may not make sense to DIY. How do you decide whether it will be … (1 comments)

real estate: Turn Your Yard Into An All-Seasons Living Space - 03/25/20 02:49 PM
Think of backyard space as “in-between” or transitional space that is a bit like being inside while being outside. Sunrooms, screened-in covered patios, outdoor kitchens, spas, fire pits and more, are all becoming very popular ways to make more use of the backyard. Making use of the outside area is not limited to only the times of the year that have nice, warm weather.
Sitting around a fire pit, with a blazing fire in it, is a perfect way to spend a chilly winter evening under the stars. This is a bit like camping out, without having to leave the comfort of … (1 comments)

real estate: How to Buy An Investment Property - 03/18/20 12:08 PM
It is important for everyone to take steps to diversify their assets. While many people take this to mean holding multiple stocks, bonds, and mutual funds in the market, this also includes branching out into the real estate industry. The real estate industry is far more stable than the stock market and provides a fantastic opportunity to generate reliable returns. At the same time, there are lots of options to choose from when it comes to investment properties.
Here are a few tips everyone should keep in mind.
Buying And Renting
One option is to purchase a single-family home as a second building and … (0 comments)

real estate: 5 Questions Real Estate Investors Should Ask Before Making An Offer - 03/04/20 09:50 AM
Real estate investing is not only a great way to diversify assets but can also be used to generate both income and capital appreciation. While this is a fantastic opportunity, it is also important to choose investment projects carefully. It is critical to ask the right questions before making an offer on an investment property.
Why Is The Building On The Market?
There is a reason why the property is on the market. It is important to know the answer to this question. Sometimes, the house is on the market purely because the owner is moving for job or family purposes.
On the other … (0 comments)

real estate: Common Problems Faced By New Homeowners - 02/13/20 10:18 AM
Buying a new home is a big step for individuals and families. This is a time for celebration as the new furniture gets moved in, everyone gets adjusted, and the honeymoon phase starts with the new home. On the other hand, buying a home also means that all of the responsibilities rest with the owners.
Here are a few common problems that new homeowners face.
Taking Care Of The Outside
Many homeowners are quick to realize that there is a tremendous amount of maintenance on the outside of the home. Now, the exterior is their responsibility and doesn’t fall on a landlord. Sure, it can … (1 comments)

real estate: Eight Signs You’re Ready To Stop Renting And Buy A Home - 01/30/20 02:04 PM
For many people, owning a home is seen as a rite of passage. At the same time, purchasing a home is expensive. As a result, many people end up renting for an extended period of time.
Here are a few signs that someone is ready to stop renting and purchase a home.
1. Rental Prices Keep Going Up
Year after year, rental prices are going to keep going up. While the rental company is going to claim that these increases are consistent with the industry, they tend to be exorbitant. As a result, those who are tired of their rent being increased should think … (0 comments)

 
Joe Gonzalez, NMLS# 126036 (610) 739-6563 (CrossCountry Mortgage, LLC NMLS #3029) Rainmaker large

Joe Gonzalez

NMLS# 126036 (610) 739-6563

King of Prussia, PA

More about me…

CrossCountry Mortgage, LLC NMLS #3029

Address: 625 W. Ridge Pike, Building C, Suite 100, Conshohocken, PA, 19428

Office: 610.355.8039

Mobile: 610.739.6563

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