va: Are you eligible for a VA loan? - 03/02/13 01:26 AM
Are you eligible for a VA loan? Way back in 1944 the VA Guarantee program was started. If you are eligible, it is on the best loan programs available: 100% financing, no mortgage insurance, and a great refinance program. If you have any questions about a VA loan please feel free to contact me.
For people serving in WW II, Korean, and Vietnam wars you would need to prove 90 days of duty.
Most other veterans need to show 181 days of continuous duty and a Honorable discharge.
Veterans that have a service related disability have special provisions for VA loans. … (0 comments)

va: VA loans; outstanding loan program - 11/20/12 01:43 AM
VA loans are an outstanding loan program for veterans. Low interest rates and make-sense underwriting have increased the volume of VA loans for both purchase and refinance. If you are qualified for a VA loan I recommend that you take advantage of it. If you have questions about the VA loan program please contact me.
VA loans are loans for veterans of the U.S. military. These loans work the same as any other loan but they have a couple of advantages that other loans don't have.
The best advantage is that VA loans don't require a down payment on the purchase … (1 comments)

va: VA refinance tips and tricks - 10/24/12 05:57 AM
There are a couple of VA refinance tips and tricks that you should be aware of. One that catches some people is that the VA rollover can only increase the term of the existing loan by 10 years, upĀ a maximum of 30 years. So, if you are refinancing an existing VA loan that is over 10 year old, make sure your new loan term is correct. If you have any questions about VA refinancing please click here.
If you are going from one fixed rate loan to another the interest rate needs to be lower. If you are going from an … (2 comments)

va: Meet my friend IRRRL - 10/23/12 03:42 AM
Meet my friend IRRRL. Interest Rate Reduction RefinanceĀ Loan. This is a special refinance loan for borrowers that have VA loans. VA loans are for veterans that have served 181 days during peacetime,90 days during war time, or 6 years in the Reserves or National Guard. Spouses may also qualify if the service member was killed in the line of duty. Usually most active duty or honorably discharged service member are eligible. For more information on VA loans please feel free to contact me here.
The IRRRL or VA Streamline refinance is popular because of its ease of use. Unlike the FHA … (0 comments)

va: No shoes, no shirt, no downpayment, no problem - 10/04/12 02:35 AM
So you have no shoes, no shirt, no downpayment, no problem. You are smart enough to know that interest rates are super low; you also know that home prices are super low, but you don't have a downpayment. Are there options for you. Yes there are. The simplest option is the VA loan. Not a veteran? How about a zero down USDA loan. Can't find the right property? How about a gift for your downpayment of 3.5%. Need a low downpayment loan? Click here.
Don't try to pick the bottom of the housing market to buy your home. Why? because most … (0 comments)

 
Joe LaVallie, 111363 (HomeStreet Bank)

Joe LaVallie

111363

Mountlake Terrace, WA

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HomeStreet Bank

Address: 22001 66th Ave W, Mountlake Terrace, WA, 98043

Office: (206) 743-4722

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