Joseph Luca's (joeluca) Blog

This past week I took one of the Continuing Education courses necessary to maintain one's Real Estate License in RI.  The subject of one of the courses was Mortgage Finance for First Time Home Buyers.  Being the type of guy who enjoys keeping up on current events, and most things political, I am ...

Here are some interesting facts. The U.S. census bureau estimates: •1.      There are approximately 79 million Baby Boomers in the United States today. •2.      Boomers today represent 28% of the U.S. population. •3.      There are now more than 33 million Americans 65 or older, representing near...

In these times of political, economic and financial "change", real estate investors, brokers and even home buyers need to adapt to new lending guidelines and property values in order to maximize ROI, cash flow and/or "home for the dollar".  One option is to purchase property "subject to" the exis...

It sees that every week the headlines are dedicated to the dire financial condition of our national, state and municipal economies, the President has told us it is going to get worse, and the stock markets around the world swing from 200 point drops to 200 point gains almost daily; what's a real ...