Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Mortgages Unlimited, Inc - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
Minneapolis, MN:  Mortgage insurance? Everyone asks how long before mortgage insurance cancels is a pretty common question when buying a home.The answer can vary greatly bepending on loan program chosen, the down payment size, and market conditions. Understanding the basic's goes a long way in he...
03/07/2019
Minneapolis, MN:  Are your tired of the snow yet?  Record amount of snow, including the most snow ever in February here in Minnesota, along with continued below average temperatures is expected to delay the local spring this year.As many people, both buyers and sellers come out of the woodwork to...
03/06/2019
Minneapolis, MN: One of the biggest reasons people don’t buy a home is the lack of down payment money. We get it. Saving is hard. Tax refunds make the perfect down payment for many first time home buyers, and therefore make spring a popular time to buy your dream home. Big refunds or small refund...
02/27/2019
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A VA loan is perhaps the most amazing loan in the housing market today!Minneapolis, MN: Rather than issue loans, the VA instead pledges to repay about a quarter of very loan it guarantees in the unlikely event the borrower defaults. That guarantee gives VA-approved lenders greater protection when...
02/05/2019
Minneapolis, MN: I get it. You are buying a new home, or refinancing your existing home mortgage, and are looking for the best mortgage interest rate. But buyer beware, the Internet is full of places to avoid.  So here I'll give a little primer on the process, along with some common lender games,...
12/06/2018
Credit report inquiries, What is the real story? Minneapolis, MN:  As a Mortgage Loan Officer, I’ve pulled and reviewed a lot of credit reports in my day.  I’ve also spent an incredible amount of time debunking the irrational fear so many people have about credit report inquiries.   This one sent...
11/29/2018
Do Mortgage Pre-Approval Letters Really Mean Anything?Minneapolis, MN: When buying a home, everyone will tell you that you need a Pre-Approval Letter, and pretty much no sellers will look at your offer without a Pre-Approval Letter being attached to your offer. But do Pre-Approval letters really ...
10/16/2018
Minneapolis / St Paul, MN:  When buying a home, your credit matters - a lot. While credit scores alone don't get you a home loan approval, credit scores are one of the most important factors in the loan approval decision.  With places like Credit Karma, and being getting your credit score with y...
09/04/2018
The Digital Mortgage HypeIt is 2018. The number of people who physically step into a bank or mortgage lender to do a home loan application is dwindling everyday. The vast majority of people now complete an online loan application on a desktop computer, iPad, or even apply via a Smartphone.Technol...
07/18/2018
Minneapolis, MN:  The biggest challenge for most home buyers, especially first time home buyers, is coming up with the required down payment.  While most people understand down payment, they are shocked to learn their are mortgage closing costs. Wose yet, is discovering how much closing costs can...
07/10/2018
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