Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



BANK LOAN OFFICERS REQUIRED TO REGISTER Loan officers at banks will now be required to register, and provide their names and fingerprints to a national loan officer database as part of an effort to crack down on shady operators who were part of the mortgage meltdown. The new requirements were act...
No Closing Cost Mortgage Refinance? BUYER BEWARE? Good or Bad Idea? YOU DECIDE after reading this... St Paul, MN: Mortgage interest rates are currently at historic lows. Your mailbox and the airwaves have become full with mortgage companies competing for your business. Many of these advertisement...
Are BIG FHA CHANGES coming soon? Minneapolis, MN: FHA is seeing comments about possible changes to their very popular home loan program. From inception in 1934 until around 2000, FHA was always the #1 home loan financing option, but fell to just 3% of loans by 2007. Today FHA provides 30% of all ...
Misguided financial reform bill is about to pass! The effect for mortgages? Less customer rate and cost options, more out of pocket costs to get a loan, and the elimination of true mortgage professionals to assist you. They will be replaced by uneducated, unskilled simple application takers, whic...
Mortgage Rates Hit New Lows St Paul, MN: Mortgage interest rates fell again last week to the lowest point since the early 1950's, when long-term loans were just 20 or 25 years, not like the 30-yr loans commonly used today. The rates listed below are the average for last week, and are the lowest s...
TOP REFINANCE MISTAKES Minneapolis, MN: Mortgage interest rates are great, and everyone is thinking "should I refi" my home mortgage loan? For most people, a home is the biggest investment they will ever make. However, few people do the research necessary to make a good buying decision. The home-...
10 Steps to a Smooth Closing, from a guy who been to thousands! You have waited 30, maybe 60 days for your closing to finally come. Here are some helpful hints to follow that may prevent the closing from becoming a nightmare. Whether you are the seller, buyer or simply refinancing a current mortg...

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