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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



I have Collections, Charge-Offs, Judgments, Garnishments and Liens on my Credit Report What do lenders require? St Paul, MN: Many potential home owners don't have perfect credit. A recent survey indicates that about 1/3rd of people have credit scores BELOW 630. That score is low enough to automat...
ZERO DOWN USDA Rural Development loan are BACK! Funding is once again available! Minneapolis, MN: I won't bore you with the details, other than to say that USDA Zero Down Payment Home Loan program ran out of money. Congress took forever to allocate new funds, but allocate they did, and now this g...
FHA Changes Rules - Now a slight more expensive option St Paul, MN: Let's face it, the mortgage industry continues to tighten it's underwriting belt in the wake of the housing industry meltdown. A meltdown partially created by the mortgage industry itself, who seemingly allowed just about anyone ...

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