Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use

ARCHIVED BLOG POSTS

2011 

Realtors – FREE WAY to Make more money, sell more homes Let’s face it, times are tough in the Real Estate market right now. With so many Realtors chasing a much smaller pool of home buyers (both first time buyers and move up buyers), agents need every edge to gain more clients, sell more homes, a...
03/31/2011
New Construction sales lowest since 1963, yet there are 120 Million MORE people in this country. Minneapolis, MN: New construction has basically come to a crawl, as American pass on new construction and instead buy existing homes. In 1963, there were 560,000 new construction homes, and 190 millio...
03/24/2011
The Federal Reserve has been busted in a major scandal. St Paul, MN: On April 1, 2011 – sweeping new mortgage broker and mortgage lender changes go into effect which will stifle competition, reduce loan options, extend the housing market recover time, and increase interest rates and closing costs...
03/23/2011
  You've seen the logo's, but what is HomePath and HomeSteps?go!    The HomePath and HomeSteps programs allows a person to buy a specially designated Fannie Mae or Freddie Mac owned foreclosed property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgag...
03/22/2011
  Urgent Message To Real Estate Agents   If you haven't been following, the Federal Reserve is dramatically changing the mortgage market on April 1, 2011. FED to Control Compensation of Employees, Real Estate Commissions will suffer and Auto Dealers are next… CONSUMERS will PAY MORE for home loan...
03/21/2011
New Rules for First Time Home Buyers   Minneapolis, MN: It is a great time to be a first time home buyer, but some of the rules have changed.  Mortgage interest rates in MN are still amazing, and home prices are super affordable. New mortgage lender and broker rules are making it a little harder ...
03/18/2011
Buying a Home in 2011 is a Good Idea Minneapolis, MN: As we enter the traditional spring home buying market, many people are trying to decide if owning a home is better than renting. Renting may be preferable for some folks... but there's a reason 68% of Americans choose homeownership over rent. ...
03/17/2011
HARP, the Home Affordable Refinance Program for underwater homeowners has been extended until June 2012   The Home Affordable Refinance Program was set to expire this June 30th, but has been extended one year until June 2012. The extension is great news, as HARP has been about the only success st...
03/15/2011
Senators David Vitter (R-LA) and John Tester (D-MT) have written a bi-partisan letter to Chairman Bernanke of the Federal Reserve Board asking him to STOP the boards overreach of the TILA (Truth-in-Lending) act as it pertains to Loan Officer Compensation. The rule, set to start April 1, 2011 dram...
03/12/2011
Federal Reserve Board files Motion to Consolidate NAIHP & NAMB Lawsuits The Federal Reserve Board filed a Motion in U.S. District Court to consolidate lawsuits filed against them by the National Association of Independent Housing Professionals (NAIHP) and the National Association of Mortgage Brok...
03/11/2011
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