Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



Shopping for a mortgage loan? The average person DOESN'T need to worry about inquiries on your credit report We've all heard it before. Having someone pull your credit will reduce your credit score. Sadly, many people end up making some poor decisions based on half truths, and bad information. Th...
What's the value of your home? (MN & WI Only)  Many homeowners are curious about the appraised value of their home in today's market. An actual appraisal is expensive, and county tax records do NOT always reflect true market value. As you may be aware, home values are constantly fluctuating, and...
Minneapolis, MN: Many reports have surfaced recently that the government is seriously considering a wide range of ideas to assist consumers in refinancing their homes loans owned by Fannie Mae and Freddie Mac to take advantage of today's amazing low interest rates. For a variety of reason, mostly...
HARP - Special Affordable Refinance Program Has your home LOST VALUE? THIS IS YOUR BAILOUT! The funds the Obama Administration has made available for this program come from YOUR tax dollars. Take advantage of this program while it is still available! Contact us TODAY! Do you have a Fannie Mae or ...
Is your Loan Officer Licensed, or simply registered? There is a BIG difference YOU need to understandRecent changes to the lending industry requires all loan officers to have a tracking number, known as an NMLS number (Nationwide Mortgage Licensing System and Registry). It should be displayed on...
It is hard to move the economy, and especially the housing market forward when they keep making it more difficult and expensive to buy a home.. The USDA Rural Housing Loan will implement a new Annual (monthly) Fee of 0.30% charged on all loans with a Conditional Commitment issued on or after Octo...
Found that dream home… but it needs a little work? Is it a fixer-upper? St Paul, MN: The purchase of a house that needs repair is often a catch-22 situation, because the bank won’t lend the money to buy the house until the repairs are complete, and the repairs can’t be done until the house has b...
NEW FHA loan limit guidelines go into effect on Oct, 1, 2011. Don't be caught not knowing the new limits. Video not showing? Click here to watch Click here to search County Loan Limits in Minnesota and Wisconsin and all of the country FHA Mortgagee Letter explaining the changes PASS THE WORD - Us...

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