Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use

ARCHIVED BLOG POSTS

2012 

What you MAY NOT know about Condo insurance Newer lender regulation REQUIRE people owning a condo and even some town homes to get homeowners insurance. This policy is similar to a “renters insurance policy“, but is actually called an HO6 policy. If you or one of your clients owns a Condo or a Tow...
02/29/2012
Why you should wait until April to get a HARP 2.0 Loan Just a few years ago, consumers with weaker credit getting a conforming mortgage loan (one designed to be sold to Fannie Mae or Freddie Mac) got a great deal.  If you barely qualified with a low 620 credit score, you got the exact same rate a...
02/26/2012
The FHA Streamline Refinance Program Minneapolis, MN: If you currently have an FHA mortgage you are eligible for one of the simplest money saving refinances available today. The FHA Streamline Refinance allows existing FHA borrowers to reduce their interest rate without having to jump through a l...
02/18/2012
FEDERAL GOVERNMENT AND STATE ATTORNEYS GENERAL REACH $25 BILLION AGREEMENT WITH FIVE LARGEST MORTGAGE SERVICERS TO ADDRESS MORTGAGE LOAN SERVICING AND FORECLOSURE ABUSES $25 billion agreement provides homeowner relief & new protections, stops abuses WASHINGTON–U.S. Attorney General Eric Holder, D...
02/10/2012
Is there such a thing as a Jumbo VA Loan?Yes, the Department of Veterans Affairs has allowed Jumbo VA loans for years.  The basic VA rule is that a VA loan is no down payment up to local loan limit, which follows the Fannie Mae conforming loan limit.UPDATED: This limit is currently $424,100 in mo...
02/04/2012
With millions of web sites to look at for home for sale listing, it is becoming more and more common for people to feel they don’t need the help of a licensed Real Estate Agent. More specifically, people seem to ONLY be calling listing agents for the properties you want to see. The thought behind...
02/01/2012
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