Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use

ARCHIVED BLOG POSTS

2012 

Minneapolis, MN:  Metro area home prices were up 3.3% in March according to the widely watch Case-Shiller home price index. This report confirms what what I have been saying for some time now - that home prices in the Minneapolis / St Paul area are increasing, the market is stabilizing, and that ...
05/29/2012
May 23, 2012  – Washington D.C. – Small Business Panel and Small Entity Representatives (SER’s) meet to discuss CFPB’s Proposals Under Consideration The Meeting’s Outcome Flat fees – YES!!!??? Real Estate Brokers – Might be welcome to wage control for you, too!!! CFPB listening – NO!!  Industry H...
05/25/2012
Best Interest Rate or Low Closing Costs? One of the most confusing areas for consumers in a mortgage loan transaction are closing costs. There are advantages and disadvantages of the highly advertised no closing cost loans.  First and foremost, there is no such thing as a zero cost loan! No one w...
05/16/2012
Minneapolis, MN: For certain FHA loan backed homeowners, refinancing via the FHA Streamline Refinance program is about to get a lot less expensive. Beginning June 11, 2012, FHA implements a new policy for its mortgage insurance rates. Millions Of FHA Homeowners Now Eligible FHA mortgage rates hav...
05/14/2012
Adjustable (ARM) Loan Resets Cause Foreclosures - Fact or Fiction? Saint Paul, Minnesota: Requests for adjustable mortgage loans dropped to near zero the past few years because of the general belief that adjustable loans are bad, and that recent high levels of foreclosures was because homeowners ...
05/07/2012
VA Streamline Refinance Minneapolis, MN:  Everyone is talking about the HARP 2.0 (Home Affordable Refinance Program) loan.  But what is you have a VA loan? A VA Streamline Refinance is similar to the FHA Streamline Refinance. It is officially known as a IRRRL loan (interest rate reduction refinan...
05/04/2012
HARP Refinance - The first few months HARP 2.0 has been in place for awhile now, and although I have helped several people refinance their underwater loans with the HARP 2.0 loan program, it has actually been a bit disappointing. As typical with government programs, the reality of HARP 2.0 falls ...
05/02/2012
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