Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



With today's super low mortgage rates, many people are looking to refinance or buy a home.  Everyday, they call lenders and ask "What is your rate."  A seeming logical question to ask - but the reality is, the #1 most important aspect of a successful mortgage transaction is the quality of the Loa...
You've seen the logo's, but what is HomePath and HomeSteps?go!    The HomePath and HomeSteps programs allows a person to buy a specially designated Fannie Mae or Freddie Mac owned foreclosed property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage i...
Who said you have to pick a standard mortgage loan term? Design your own mortgage loan. Pick any amortization term you want from 8 to 30 years. A big internet lender likes to call this "The YOURgage", and claims it is "only available from them!" They go as far as to make it sound like they "inven...
The FHA Streamline Refinance Program information  Minneapolis, MN: If you currently have an FHA mortgage you are eligible for one of the simplest money saving refinances available today. The FHA Streamline Refinance allows existing FHA borrowers to reduce their interest rate without having to jum...
HARP 2.0 refinance program details in MN and WI. St Paul, MN: The much anticipated revised HARP Refinance Program (HARP 2) has now been in effect for a few months, making it much easier for underwater home owner to refinance their mortgage into today's low mortgage rates. The two biggest guidelin...
Minneapolis, MN: It happens every day here throughout the Minneapolis, St Paul area. I see First-time home buyers, partly due to enthusiasm, and partly due to ignorance, make costly mistakes during the home buying process.  Like buying more house than you can reasonably afford, or simply buying t...

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