Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
ARCHIVED BLOG POSTS
2013
In a recent announcement (FHA Mortgagee Letter 2013-25) , HUD said that while they will continue with it's basic rule that most unpaid collection accounts DO NOT need to be paid off in order to obtain an FHA loan, they WILL require that lenders consider how a creditor's efforts to collect the acc...
08/27/2013
Applying for a home loan can be a stressful time, but doesn't need to be if you follow certain rules that can unexpectedly trip up your mortgage loan approval and the buying of real estate. Some of these tips will be obvious, while others won't - but all of them are items that regularly cause und...
08/26/2013
Minneapolis, MN: Recently FHA announced in mortgage letter 2013-26 the ability to FOREGO the current three year waiting period for Foreclosures and Short Sales before you can qualify for an FHA Loan if the borrower had an ECONOMIC EVENT that created a hardship. It has been brought to my attentio...
08/20/2013
Many folks are confused when it comes to loan options. What type of loan, FHA Loan, VA Loan, or maybe a Conforming Conventional loan? What about fixed rates versus adjustable loans? Here are some important differences between FHA Loans and Conforming Conventional Loans (Meaning Fannie Mae or Fred...
08/13/2013
Take Advantage of your VA Benefits! VA Home Loans for Minnesota and Wisconsin military veterans Why get a VA Loan? It's simple ... Lower Rates. Lower Payments. $0 Down Payment. Thousands of people are using their VA Loan benefit every single month. Let us help you purchase a MN or WI home with ZE...
08/09/2013
According to recent surveys from the Mortgage Bankers Association, refinance applications are down 55% from recent highs. The latest survey shows the smallest amount of refinance activity in years, yet refinances still account for 63 percent of all mortgage applications. Clearly the uptick in int...
08/05/2013
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Joe Metzler
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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use.
Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.