Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use

ARCHIVED BLOG POSTS

2013 

Few things the government does can be called a real success story, but the HARP Refinance program is one of them. If you’re not familiar with the Home Affordable Refinance Program, also known as HARP, it’ is a program for good homeowners, that through no fault of their own, lost value on their h...
12/27/2013
A new evolution of the HARP refinance program MAY soon be upon us. HARP 3.0 looks like it’s going to gain headway and make it’s way to the streets since Mel Watt was just confirmed as the new head of the FHFA. HARP loans in MN (Home Affordable Refinance Program) have been one of the few programs ...
12/12/2013
New FHA Loan Limits Looking to get an FHA Loan in 2014 and beyond? HUD ( Department of Housing and Urban Affairs) announced last week it will be lowering the maximum loan amount for FHA loans (Federal Housing Administration). The new limits will take effect Jan. 1. Each county across the county h...
12/09/2013
Down Payment Assistance and Grants for first time home buyers in Minnesota.   We have several programs in Minnesota with varying levels of down payment assistance. Up to $10,000 is available in assistance for those who qualify.  Most people get much less, usually between $3,000 to $5,000. All pro...
12/06/2013
Everyday, I am asked "what are mortgage rates going to do?" No one has a crystal ball, but here are a few reasons we should expect mortgage interest rates to be higher in 2014. 1) New mortgage rules starting in 2014 are going to make getting mortgages harder, take longer, and cost you more money ...
12/02/2013
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