Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use

ARCHIVED BLOG POSTS

2014 

Minneapolis, MN: It has come that time of year again where I make my mortgage interest rate prediction for the coming year. My long range forecast is based on multiple indexes, theories, past industry experience, and a little bit of guessing. The bulk of the weight this year goes towards the cont...
01/22/2014
As a Mortgage Loan Officer, everyday I review credit reports and advise clients of the myths and mysteries of their credit. Here is a list of some of the most common items I see and deal with daily: 1. Inquiries lower your credit score. There are two types of inquiries. One is "soft", where you p...
01/21/2014
Float or Lock your Mortgage Loan Interest Rate?   MInneapolis, MN:  I get asked the "should I float or lock" question several times every week as a mortgage loan officer. I generally have the same answer. Lock. Watching the markets, and trying to figure out what the markets will do is an exercise...
01/17/2014
Status Update on Proposed Changes to Eligibility Areas Based on 2010 Census Data   St Paul, Minnesota:  To obtain a USDA Rural Development loan, the house you are buying must be deemed "rural" by the Department of Agriculture.  You can check the USDA eligibility web site map to see if a house is ...
01/10/2014
Minneapolis, MN: 2013 was a pretty good year for the real estate market. According to CoreLogic, an estimated 3 million homeowners regained significant equity during the year remarkable year. The increase in equity has many positive effects. First, many more homeowners are now in a position to se...
01/06/2014
VA Home Loans The VA Home Loan is a big thank you for your service[/caption] Minneapolis, MN: VA Loans are some of the most amazing home loans in the market. It really is a true benefit for the service you've provided to this country. The major benefits of a VA loan come in two forms: Zero down p...
01/02/2014
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