Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use

ARCHIVED BLOG POSTS

2014 

Fair Issac and Company, the creator of one of the most widely used credit scoring models, FICO, said that the latest version of its score would no longer weigh medical debts. This is major, as medical debt accounts for about half of all unpaid collections on a consumers’ credit reports. The newer...
08/27/2014
According to a recent survey, first time homebuyers share of real estate purchases accounted for 37.2% of all homes bought in July 2014, based on a 3 month average. This is the highest level since January 2011, and up from 36.2% of the market in July 2013. Homes bought with cash declined from a 1...
08/21/2014
USDA is changing the property eligibility map effective Oct. 1, 2012. Cities and towns that formally qualified for the Zero Down USDA Rural Development Loans may no longer qualify. This change is due to a number of reason, including larger populations, elimination of special consideration zones,...
08/11/2014
Minneapolis, MN: As a mortgage Loan Officer, it seems I am asked what the rules are for getting a new mortgage loan after having a bankrutcy, foreclosure, or short sale about 100 times a week. Therefore I have made, and update as needed, a comprehensive list of each of their guidelines for quick ...
08/01/2014
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