Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



Minneapolis, MN: It has come that time of year again where I make my mortgage interest rate prediction for the coming year. My long range forecast is based on multiple indexes, theories, past industry experience, and a little bit of guessing. The bulk of the weight this year goes towards the cont...
As a Mortgage Loan Officer, everyday I review credit reports and advise clients of the myths and mysteries of their credit. Here is a list of some of the most common items I see and deal with daily: 1. Inquiries lower your credit score. There are two types of inquiries. One is "soft", where you p...
Float or Lock your Mortgage Loan Interest Rate?   MInneapolis, MN:  I get asked the "should I float or lock" question several times every week as a mortgage loan officer. I generally have the same answer. Lock. Watching the markets, and trying to figure out what the markets will do is an exercise...
Status Update on Proposed Changes to Eligibility Areas Based on 2010 Census Data   St Paul, Minnesota:  To obtain a USDA Rural Development loan, the house you are buying must be deemed "rural" by the Department of Agriculture.  You can check the USDA eligibility web site map to see if a house is ...
Minneapolis, MN: 2013 was a pretty good year for the real estate market. According to CoreLogic, an estimated 3 million homeowners regained significant equity during the year remarkable year. The increase in equity has many positive effects. First, many more homeowners are now in a position to se...
VA Home Loans The VA Home Loan is a big thank you for your service[/caption] Minneapolis, MN: VA Loans are some of the most amazing home loans in the market. It really is a true benefit for the service you've provided to this country. The major benefits of a VA loan come in two forms: Zero down p...

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