Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



  Why get a VA Loan?    It's simple ... Lower Interest Rates - Lower Payments - ZERO Down Payment. The country appreciates your service. This is one way we pay you back. Take advantage of your VA benefits - we can help. BUYING A HOME WITH A VA HOME LOAN VA Home Loans are Zero Down Payment Loans A...
USDA eligible areas being updated for 2015. The very popular no down payment home loan for rural areas of the country is changing slightly for 2015. A new "USDA Announcement (posted 12-22-14) indicates President Barack Obama signed the Consolidated and Further Continuing Appropriations Act of 201...
Minneapolis, MN:  Fannie Mae and Freddie Mac have recently announced they are bringing back 3% down payment options.  Currently, most conventional conforming loans require a minimum down payment of 5%, while FHA Loans still allows for just a 3.50% down payment. FHA VS CONFORMING CONVENTIONAL Loan...
Is it 1984 already Mr. Orwell?  Lenders are now recording loan applications!! Let's face it, it today's over regulated world, with the courts allowing every silly lawsuit to move forward, it  isn't a giant surprise that a small number of mortgage companies are starting to either video or audio re...
Mortgages rates in the US continue to hover near all time lows. But this doesn't mean they will continue to stay low. Deflation is continuing to spread because of oil prices. These deflationary concerns are the focus of today's Fed meeting, as it debates when to begin increasing interest rates. T...
Mortgages Unlimited’s Loan Officer Joe Metzler, out of their St. Paul, MN Office, was awarded 2014 Minnesota Mortgage Association’s Loan Officer of the Year.He was presented with the award at the MMA Annual Holiday Event on December 9th, 2014.This is a huge accomplishment for Joe, as there are ov...
While this was written by an agent out of Texas, it is pretty dead on for Real Estate Agents everywhere. Over the last ten years I've heard the same complaints repeatedly. Over and over again I try and explain to my friends, family, customers and clients why we agents do the things we do. I can't...
Federal Housing Administration (FHA) Announces 2015 Maximum Loan Limits FHA’s Office of Single Family Housing published Mortgagee Letter 2014-25, which provides FHA’s single family housing loan limits for Title II Forward Mortgages and Home Equity Conversion Mortgages (HECMs), and provides loan ...

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