Thinking of buying your first investment property? Looking back historically, most wealth in this country has been obtained though real estate, so there is plenty of good reason for you to buy real estate too.There are many considerations when getting into real estate, including are you cut out
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10/30/2020
There are benefits to being self employed. Writing off items, and reducing your tax liability can be one of them. That is great... until you try getting a home mortgage loan, and you don't show enough income to qualify, then you get denied because you don't meet the current ATR (ability-to-repa
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10/29/2020
A common question people applying for home mortgage loans is how does their deferred student loan effect mortgage qualifyingFirst understand that while a student loan may be deferred, lender reasoning is that eventually you will have to start making a payment, so we must calculate something into
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10/19/2020
Can I get a new mortgage loan after a COVID related mortgage forbearance?Yes, homeowners who have been granted forbearance from making full payments because of the COVID-19 crisis may still be able to refinance or buy a new home when the crisis ends.When a borrower experiences significant reducti
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10/15/2020
Mortgage rates return to record lowThe benchmark 30-year fixed rate mortgage averaged 2.81% percent with an average 0.6 points / origination for the week ending October 15, 2020, down from last week when it averaged 2.87%, according to the weekly survey by Freddie Mac.A year ago at this time, the
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10/15/2020