home buyer: Looking to buy a house in today's market?
- 04/14/23 12:30 PM
Looking to buy a home in today's market, and not liking the current interest rates?
Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars of 2020 and 2021 with lower interest rates.
With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.
Ready to find a home in today's market? Our mortgage experts are … (1 comments)
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home buyer: Mortgage 101, a home buyer seminar
- 04/14/23 11:25 AM
Mortgage 101, a first time home buyer seminarMinneapolis, MN: If you are thinking about buying a home, this video is for you.
Mortgage 101 - A 30 minute Home Buyer Seminar explaining the home buying process by Cambria Mortgage, the Joe Metzler team. Great for first time home buyers. Everything you need to know about the mortgage process from A to Z. Popular home loan programs, conventional loans, FHA loans, USDA loans, VA loans, and even alternative loans. What mortgage lender is best to you, interest rates, the underwriting process and more.
With over 50-years combined experience, multiple local, reginal, and national awards, the Joe … (0 comments)
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home buyer: Housing Supply and Demand in 2023
- 02/03/23 09:05 AM
Real Estate Supply and Demand.Minneapolis, MN: The current inventory of homes for sale remains at low levels, yet with higher interest rates and economic uncertainty, demand and price growth has slowed, but has not stopped.
BASIC MARKET FORCES AT WORKBuyers previously stuck in bidding wars over asking price and sometimes against dozens of competing offers now suddenly find themselves in a more historically normal atmosphere.
Sellers may now again be more inclined to negotiate and allow for traditional buyer protections, like home inspections, and common items like seller paid closing costs, and common contingencies, like you have to sell your existing home.
Great … (1 comments)
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home buyer: Buying versus Renting Still Makes Sense
- 08/23/22 08:28 AM
Minneapolis, MN: Yes. home prices are rising. Yes, mortgage interest rates are rising.But rental costs are rising too.
So while it’s true that today's home buyers might have to lower their purchase price budgets, they can take comfort in knowing that they’re making a monthly housing payment one way or another. It will benefit them greatly if, in the long run, their housing payments are going to a home they own versus the landlords pocket.
Imagine if you had bought a home just 3-years ago... How much equity you would have earned!Cambria Mortgage, The Joe Metzler Team has been helping home buyer, and … (3 comments)
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home buyer: 5 things you should do to get ready to buy a home
- 04/15/22 12:08 PM
Minneapolis, Minn: Buying a new home is an exciting prospect. Make sure you don’t hit any potential bumps along way by following our tips below, especially you first time home buyers.
Examine Your FinancesObviously purchasing a home is a large financial decision. Taking a look at your monthly expenditures and your debt is a great way to get started in the home purchase process. Take a look at where your money is going every month; figure out where you can make changes in your spending or cash flow that’ll increase the money you can dedicate toward saving for a down payment. Look … (3 comments)
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home buyer: Coping with home buyer heartbreak
- 04/12/22 10:54 AM
Coping with home buyer heartbreakMinneapolis, MN: If you’re out and about in today’s housing market, when we reference “home buying heartbreak” you likely know exactly what we are talking about. Navigating today’s housing market is anything but a honeymoon. Buyers are seeing multiple offers to compete with on nearly every home, contract terms are tricky and it’s rare to see a home go for less than list. With that said, missing out on a home is not uncommon. You know what they say, think with your head and not your heart… But it isn’t always that simple – we get it. Here’s … (2 comments)
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home buyer: Surviving Unsuccessful Offers
- 03/15/22 07:10 AM
Minneapolis, MN: It is no secret that buying a house in today's market can be a challenge with the low inventory of homes for sale, and having to make multiple offers before successfully buying a home.
Falling in love with a home, and then having your offer rejected is no fun, and if you've been through a few rejections, definitely discouraging.
Here are a few thoughts to mentally stay in the game, and potential options to make your offer stronger.
Remember, it's not really 'you' that is getting rejected. In a multiple offer game, especially these crazy 10, 15, 20+ offer homes, being … (4 comments)
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home buyer: Common First Time Home Buyer Mistakes
- 07/02/12 10:55 PM
Minneapolis, MN: It happens every day here throughout the Minneapolis, St Paul area. I see First-time home buyers, partly due to enthusiasm, and partly due to ignorance, make costly mistakes during the home buying process. Like buying more house than you can reasonably afford, or simply buying the wrong house because they thought they were getting a deal.
To help you keep your sanity and your cash, become an educated consumer and avoid the mistakes others have made before you. Here are a few common mistakes new home buyers should avoid:
Big Mistake #1
Not planning ahead. From the moment you … (3 comments)
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home buyer: Stop Renting - Busting a few myths about buying a home
- 12/18/11 11:53 PM
No more excuses. Go buy a home!
The housing market has changed dramatically, and everyone should be taking advantage of some of the most affordable home prices, and lowest mortgage rates in history. You may be hearing a lot in the news today that in some markets it is cheaper to own than it is do rent. It's true!
Stop listening to the doom and gloom drum beat the media plays. Bad news sell newspapers, so that is the spin they like to portray.
Common myths and misconceptions may be holding you back but shouldn't.
My credit is not the best … (5 comments)
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Looking to buy a home in today's market, and not liking the current interest rates?
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