home loans: Beware of automated mortgage pre-approval sites - 10/16/15 05:30 AM
It's 2015.  I understand the daily advancements on computers, technology, and convenience. Popping up all over are sites that that claim the ability to "allows home shoppers to get pre-approved quickly and easily." Instant pre-approval sounds cool.
But when it comes to home buying, potential home owners should be extremely wary of trusting any web site offering automated mortgage pre-approval tools.
The Traditional Mortgage Loan ProcessThe traditional process is you complete a loan application. A real live person reviews the information, talks to you about your situation, uses knowledge and expertise to explore all avenues and issues.  Then your file is run through … (1 comments)

home loans: USDA Zero Down Payment Home Loans - 06/13/12 03:32 AM
 USDA 100% Home Loan Financing - Best Kept Mortgage Secret!  7 out of the 11 Twin City County Areas are eligible. These properties are closer than you think!
The USDA Guaranteed Rural Housing Mortgage Program offers individuals and families 100% financing for semi-rural to rural properties throughout the state of Minnesota and Wisconsin.
100 % Financing - ZERO down payment No Cash From Buyer Cheap Mortgage Insurance (especially compared to FHA loans) No Assets Needed - No Money left in the bank needed Relaxed Credit Requirements
Finance Closing Costs into the Loan
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home loans: NOT Just for Rural Areas - The ZERO DOWN PAYMENT USDA Rural Development Loan - 04/09/12 10:08 PM
ZERO DOWN USDA RURAL DEVELOPMENT LOAN - Not just for Rural Areas
St Paul, MN: One of the biggest challenges for most first-time home buyers is a lack of down payment, and not having the money to pay closing costs. Almost all "zero down payment programs" disappeared with the mortgage market meltdown that started in 2007, so in most parts of the country, the only true no money down programs are just the VA home loan for Veterans or the USDA Rural Development Loan. Guaranteed by the USDA (United States Department of Agriculture), this program might make you think that you … (0 comments)

home loans: You Are Entitled To A Second Opinion, Even If You Have Already Been Pre-Approved For Your Mortgage! - 06/06/11 01:06 AM
You Are Entitled To A Second Opinion, Even If You Have Already Been Pre-Approved For Your Mortgage! Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester, MN and found out that you have to have surgery on your knee and the procedure will be pretty extensive! Most people just won't take the doctors word any more. They seek out another doctor for a second opinion.
That's the way it should be with your home loans and mortgage too! If you have already been pre-approved or pre-qualified for a mortgage on your next home, are … (0 comments)

home loans: Zero Down Home Mortgage Loans Are Here! - 04/30/11 01:34 AM
Zero down payment home loans are back. Actually, some of them never went away. VA and USDA Rural Development are two very popular home loan options.
Learn more by watching today's "Royal" performance. CG Live from London.

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(C) 2011 - Joe Metzler - Mortgages Unlimited, St Paul, MN #274132. Re-blog but do not steal!
We lend in MN and WI ONLY. Searching rates on home loans, rates for refinancing your mortgage in MN or WI. We have some of the best rates on home loans! … (3 comments)

home loans: Top reasons to refinance your mortgage today - 03/10/11 06:10 AM
Joe and Eric Metzler talk about why you should refinance today.
Mortgage Interest Rates are set to go up soon  for many reasons. Fannie Mae and Freddie Mac are both increasing the wholesale costs of mortgage loans, the economy may be improving, and home values may continue to fall slightly, all items that will effect your mortgage interest rates.
Searching rates on home loans, or rates for refinancing your mortgage in MN or WI? Watch the Video to learn why now is the time to refinance!
 
Visit Mortgages Unlimited at www.MortgagesUnlimited.biz
 
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Joe Metzler, Sr Loan Officer (Cambria Mortgage)

Joe Metzler

Sr Loan Officer

Saint Paul, MN

More about me…

Cambria Mortgage

Address: 33 Wentworth Ave E #290, Saint Paul, MN, 55118

Mobile: (651) 705-6261

Office: (651) 552-3681

Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.


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