insurance: What you don't know about home insurance can cost you - 06/05/12 02:47 AM
What you MAY NOT know about insurance
There are many considerations in selecting home insurance.  One you may or may not know of is "Family liability protection coverage".  This protects you for medical expense in the event that someone is seriously injured on your property.
Many people choose $100,000 in protection, but an accident resulting in someone who has to be in intensive care for a week, or who has an extended hospital stay on top of intensive care may eat up that $100,000 in protection rather quickly.  Once the $100,000 is exhausted, a client is personally on the hook for anything above … (1 comments)

insurance: Have mortgage interest rates finally bottomed out? - 12/08/11 12:08 AM
Have mortgage interest rates bottomed out?
The most recent Freddie Mac's weekly Primary Mortgage Market Survey (www.FreddieMac.com) has the most recent average 30-year fixed rate mortgage at 4.00%  - about the same as it has been for the past few months.
Over recent months, the average 30-year fixed mortgage rates have ranged between 3.97% and 4.02%  with an accompanying 0.70% discount points, and standard closing costs. Closing costs can vary by state and 1 discount point is equal to 1 percent of your loan size. An example of state differences: Minnesota has a "Mortgage registration tax" of either .0023% or .0024% of the … (3 comments)

 
Joe Metzler, Sr Loan Officer (Cambria Mortgage)

Joe Metzler

Sr Loan Officer

Saint Paul, MN

More about me…

Cambria Mortgage

Address: 33 Wentworth Ave E #290, Saint Paul, MN, 55118

Mobile: (651) 705-6261

Office: (651) 552-3681

Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.


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