no documentation: No income documentation for investment property loans - 11/01/21 12:29 PM
Increase your sales with special investor financing.  
Our popular "common sense" approach to no documentation investor loans are designed specifically for investors wanting to buy more properties, but who may have trouble with standard financing due to write-offs on their tax returns.  
Basic qualification is simply the monthly rent is higher than the loans PITI payment *:  
Learn more about our No Doc Investor Loans here   
Not only do we do all your standard loans, we are your NON QM loan experts for MN, WI, IA, ND, SD.  We also have asset based loans, and bank statements for qualifying income loans for the self-employed … (1 comments)

no documentation: Bank statement mortgage loan programs in MN, WI, IA, ND, SD - 06/07/18 10:57 AM
Minneapolis, MN:  Not every potential home owner fits the cookie cutter guidelines of most traditional loans, especially the self-employed person. The mortgage industry had plenty of alternative options for self employed right up until the housing crash in 2007, including bank statement loans, stated income loans, and no proof of income loans.
Government mandated changes to the mortgage industry after the crash killed most of those programs, leaving some people with no loan options whatsoever.
 
Read more about NON-QM bank statement loans
 
Fast forward to today, and slowly the non-conforming loan industry, now called Non-QM loans, is making a comeback, albeit looking much different … (1 comments)

no documentation: Can you get a NO DOCumentation loan? - 04/20/11 01:51 AM
NO Documentation Loans? NINA, SIVA, SISA, STATED Income, No Doc "NO DOC" loans had been around for years, and served a niche market for the self-employed, commission, and tipped income home owners. Because of their additional risk, they came with higher interest rates, bigger down payments, and generally were only available to self-employed people with a minimum of 2-years provable self-employment history and trouble documenting their true income.
As the home loan markets changed through the early 2000's, these loans grew in popularity, especially once Wall Street introduced new no doc, stated income, stated assets, no job, and other ridiculous variations with … (0 comments)

 
Joe Metzler, Sr Loan Officer (Cambria Mortgage)

Joe Metzler

Sr Loan Officer

Saint Paul, MN

More about me…

Cambria Mortgage

Address: 33 Wentworth Ave E #290, Saint Paul, MN, 55118

Mobile: (651) 705-6261

Office: (651) 552-3681

Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.


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