Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

Top credit report move that will wreck your mortgage approval Getting a mortgage loan these days is overly complicated, and annoyingly paperwork intensive. This is simply a response to the market collapse that started a few years ago, when it seemed like everyone could get a loan. If your credit ...

  Mortgage Pre-Qualification versus Mortgage Pre-Approval Getting an initial Mortgage Pre-Approval BEFORE you speak with a Real Estate Agent just makes sense. A good first step is to complete the online application, or speak with a Mortgages Unlimited loan officer who will help you determine what...

Tips to Improve Your Mortgage Approval and Credit Score Minneapolis, MN: When you are looking to purchase a home, or refinance your exiting home, your credit score is very important.  One of the first things your lender will do is check your credit report to assess your creditworthiness. As every...

You Are Entitled To A Second OpinionEven If You Have Already Been Pre-Approved For Your MN, WI, or SD Mortgage! Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found out that you have to have surgery on your knee and the procedure will be pretty exten...

VA STREAMLINE REFINANCE An "Interest Rate Reduction Refinance Loan" (IRRRL) or VA Streamline Refinance allows Veterans to refinance their current mortgage interest rate to a lower rate than they are currently paying. This program is only available to veterans who are refinancing their original VA...

Are YOU tired of renting?  Looking to finally buy a home of your own? Owning a home offers numerous benefits, but for many people, finding the down payment money can be hard.  From St Paul and Minneapolis, to Rochester, Duluth, and beyond, we help MN folks buy their first time home with down paym...

Looking to buy a home with a Zero Down Payment USDA Rural Development Loan? You don't need to buy a home in a cornfield to use the USDA Rural Housing loan, but the property does need to meet their rural definition, and many areas qualify. USDA loans, like most others, require mortgage insurance. ...

Minneapolis, MN:  A refinance is usually the second largest financial decisions a person will make in their lifetime (the first was buying the house). The process can be almost as stressful as when you bought the home. The difference this time is you are under no pressure to move. There are some ...

Tips for getting a VA Loan If you are an active or military veteran, the VA home loan is one of the most amazing benefits provided to you for your service to our country. The two biggest benefits of a VA mortgage loan are simple... No down payment required No monthly mortgage insurance, which can...

First Step for a First Time Home Buyer Minneapolis, MN: Congratulations, you've decided that you would like to own you own home. As a first time home buyer, what should be your first step to home ownership? Consult a Local Mortgage Loan Officer The vast majority of people, in my opinion, start th...