second home: Ready to Become a Snowbird? Here’s How to Prep for Next Winter - 04/28/20 11:46 AM
Spring may be upon us, but with many Americans still cooped up in their homes due to coronavirus-related stay-at-home orders, it can feel like an exceptionally long and brutal winter. And for some retirees, it may just give them the push they need to make next year the year they officially become snowbirds — people who flee the cold by wintering in warmer climates. 
There are definitely some perks to the dual-residence lifestyle — no more shoveling or icy roads to contend with, to name a few — but joining the snowbird camp is a big decision that requires a good bit … (0 comments)

second home: How to Help a Client Who Wants to Use Home Equity for a Second Property - 12/27/19 06:20 AM
If your client is looking to finance a second home, they are in good company. According to data from the National Association of Realtors, 72% of vacation homes are bought with a mortgage. One alternative to a traditional mortgage that some borrowers consider is a home equity loan or home equity line of credit (HELOC).
 
But is tapping into home equity to finance a vacation home or an investment property a good idea?
 
Find out how the second home will be usedOne factor to consider is the purpose of the second home. This can inform whether or not using a home equity loan … (1 comments)

 
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