Joe Resendiz's (joeresendiz) Blog

Industry Observer - ValuePenguin
If you've ever struggled to make your monthly mortgage payments, you understand how stressful it is living under the threat of losing your home. A mortgage modification can makes your home loan more affordable by reducing the size of your monthly mortgage payments. This provides a longer-term sol...
Those in the last throes of the homebuying process may be itching to close on their deal. After all, you've probably spent months searching for the perfect home, filled out mountains of paperwork to get the ball rolling on your home purchase, and maybe even fought tooth and nail to get the price ...
Having bad credit makes obtaining a mortgage loan more difficult. Conventional mortgage terms are often out-of-reach for borrowers who lack sufficient credit history. In these cases, government-sponsored loans from the Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) c...
While experts initially thought 2018 would be a year of low sales due to rising interest rates, the housing market is more competitive than ever, thanks to limited inventory. Homebuyers are being forced to make quick decisions if they want to secure a new home before another buyer comes along wit...
It's important to thoroughly inspect a property for flaws before purchasing a home. Any problems missed during the home inspection process can cost you thousands of dollars in repair costs down the road and can give you a serious case of buyer's remorse. That's why it's important to hire a compet...
In early 2018, the real estate market was concerned with how rising interest rates would affect the number of people buying homes. According to the Real Estate Sentiment Index (RESI), the increased interest rates have not deterred those looking to buy, as originally expected. Instead, the No. 1 f...
Why does a credit score matter? Not only is a consumer's credit score reflective of their relationship with debt, but it can have a dramatic impact on the quality of loans available. The most life-changing of these loans, for most consumers, is the home mortgage. If you have a low credit score, t...
If you're purchasing a home for the first time, you'll likely be dazzled by the number of professionals that need to work together to bring the deal to a close. From mortgage and real estate brokers to appraisers and title companies, every piece has a role to play in the larger transaction. The i...
With most high school graduations over for the year, many students and parents are anxiously preparing for college to start in the fall. One of the biggest expenses for college-bound students to consider is the cost of room and board. Living on campus comes with a hefty price tag in some areas, c...
Contracting work can be rewarding—but it can also come with a unique set of challenges. The foremost of those challenges: managing expenses. Contracting work means footing your own bill when it comes to business-related expenses, and while tax deductions can be a bonus at the end of the year, the...

Joe Resendiz

Jr. Research Analyst
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