va loans: VA Eligibility Frequently Asked Questions
- 11/14/08 10:16 AM
Eligibility Frequently Asked Questions Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan.Q: How do I apply for a VA guaranteed loan?A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.Q: How do I get a Certificate of Eligibility?A: Complete an 1880: You can apply for a Certificate of Eligibility by submitting a completed VA Form … (0 comments)
va loans: Platinum Mortgage Partner's Guarantee Program
- 09/09/08 01:54 PM
OUR WAHIAWA BRANCH GUARANTEE PROGRAM: We Guarantee: 1. Your final lender charges will not exceed the Good Faith Estimate: Or we will credit the difference at closing! 2. Final loan figures will be available to the settlement company no less than 72 hours prior to closing: Or we will credit you $100 at closing 3. You Loan will close on the date specified: Or we will credit you $250 at closing
Guarantee is given at time of locking the loan in the form of a sign certificate. Call me for complete details of our guarantee program. … (0 comments)
1. We believe in putting our customers first; we give them extraordinary service GUARANTEED in writing. 2. We provide our clients with a list of our company values and working philosophy, which we work and live by. 3. Our Business is built on relationships and trust. Our relationships with our customers and with each other are more important than money or the deal. 4. We believe in integrity (doing what we promise) is the key to building trust and relationships with our customers … (0 comments)
VA Loans with a NO closing cost option; I pay all the non-allowable fees! Now up to $1.5 Million! •· MCC! Which can also be combined with VA •· Stated income products still available •· Commercial Loans: All property types! •· 100% financing even for credit challenged borrowers with no points! •· FHA and Hawaiian Homelands •· Refinances, rates are low! It's a great time to refinance! •· Hard Money available •· And Much More!
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va loans: VA jumbo loans up to $1.5 Million!
- 01/14/08 08:14 AM
VA Loans Up to 1.5 Million! (I'm still payment all non-allowable fees!) Here is how it works: VA will guarantee up to a purchase price of $625,500. In addition, the VA jumbo product requires a down payment. Here is how you calculate the down payment:
Purchase price + funding fee - $625,500 = Non-guaranteed amount. The required down payment is 25% of the non-guaranteed amount.
Requirements: •1. Must have a FICO score of at least 660 •2. Must have 2 Month's reserves
Give me a call or send me an e-mail with any questions. … (2 comments)
va loans: Residential Lender Products!
- 10/24/07 11:37 AM
I've still got great products for your home buyers! Check it out VA Loans with a NO closing cost option; I pay all the non-allowable fees!MCC! Which can also be combined with VAStated income products still availableCommercial Loans (NEW!) All property types!100% financing even for credit challenged borrowers with no points!FHA and Hawaiian Homelands 12 months bank statements used for income documentation!Refinances (including foreclosure bailouts!)And Much More! … (0 comments)
va loans: Rates continue to go down!
- 10/24/07 11:29 AM
Well once again the rates have gone down a little bit more. I've noticed that business is definitely picking up. Can't be sure if its because of the better rates, but they sure don't hurt the market. I guess we'll have to wait and see if these keep coming down. The 10 year bond is extremely low today. That should drive rates down even further. … (1 comments)
va loans: My Service is Incredible! Don't Take it from me... This is what other Agents have to say!
- 07/11/07 11:07 AM
I strive to give the best possible service to both realtors and their clients, but don't take it from me this is what other agents have to say: ____________________________________________________________________________________________________________ "I have worked with dozens of lenders over the years, and was recently introduced to Joe Schmitz at Colorado Federal Savings Bank. I was absolutely amazed at how well Joe communicated to me, the escrow officer, underwriting and the buyer during the entire loan process. I will definitely recommend Joe to my buyers and fellow agents." Beth Saunders RE/MAX Honolulu "Although my company provides service to other than veterans, as my company's name implies, active duty and former … (0 comments)
va loans: Another Great Thing About VA Loans
- 05/31/07 12:10 PM
Though VA works much differently then conventional products, which sometimes causes some hiccups in transactions, it has many unique qualities that conventional products don't have. One great aspect is that the seller's credit can be used to pay off any collection accounts, or any debts that they may need to pay off to qualify. This may either allow the vet to qualify for the loan they want or feel more comfortable since their other debt is gone. Don't ever count VA out as a great option for your veteran clients! … (2 comments)
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