There are several moving and potentially very complicated parts of the Manufactured Home Puzzle with respect to the entire Permitting, Foundation Retrofitting and/or Installation and Inspection, Recordation and finally Surrenduring the Tile of a "Resident Owned Manufactured Home" be it in a Condomenium or Sub Division Conversion, Planned Unit Development (PUD) or on a privately owned lot or parcel.
Below is our disclosure and Protocol which we follow with our clients whence performing the many steps that are involved in the California Housing and Community Development Department (HCD) 433a documentation process.
We hope … (2 comments)
433a: LEGAL/REO INFORMATION FOR MANUFACTURED HOMES
- 07/22/15 04:59 AM
LEGAL/REO INFORMATION FOR MANUFACTURED HOMES We realize that not everyone in the Real Estate Industry deals with Manufactured Homes. However, for those that do we would love to work with those Industry professionals and/or stakeholders be you a law firm, title, escrow company or lender dealing with a CURATIVE TITLE issue we have the solutions and are here to help.
CALIFORNIA ONLY:With increasing regulatory compliance and default activity, many lending files are under scrutiny. Manufactured homes have long been victims of poorly originated loans, inadequate underwriting and errors in title and escrow.
In situations where the proper conversion and title cancellation must take place … (0 comments)
433a: ESCROW/TITLE INFORMATION For The "HUD" Manufacture Housing Industry
- 07/21/15 04:18 AM
ESCROW/TITLE INFORMATION For The "HUD" Manufacture Housing Industry CALIFORNIA: CURATIVE TITLE Detitling, Title Conversion, Title Purging, Title Corrections If you are working on an manufactured housing transaction, you may find yourself either dealing with new or past title issues.
Whether it is relative to improper manufactured home titling or registration, an old lienholder still on record, or a home not installed on a permanent foundation, we can usually bring our unique expertise to resolve the transactional issues. Because of our long-term experience with California Department of Housing and Community Development Department (HCD), individual building departments and a network of manufactured home contractors, we can help … (2 comments)
In this multiple series of posts regarding Manufactured Home issues another one that we deal with multiple times a day throughout the State of California is the issue of the 433a document.
Albeit we have and still do deal with what's known as an Affidavit of Affixture which is the same thing but in other States we are only focusing on Californai in this post.
The 433A is a recorded document also known as: "NOTICE OF MANUFACTURED HOME (MOBILEHOME) OR COMMERCIAL MODULAR INSTALLATION ON A FOUNDATION SYSTEM"
HEALTH AND SAFETY CODE SECTION 18551: Manufacture Home Foundation Requirements
There is a specific PROTOCOL in the State of California mandated by the California Housing & Community Developent Department, (HCD), Title 25 Division of Codes & Standards that must be followed in order to acquire the lender required certification needed in order to fund most "RESIDENT OWNED" Manufactured Home Communities.
The following information is being presented in its original, unedited and unabridged format. This is only intened for the purpose of better informing the Real Estate Community … (0 comments)
The terminology "foundation repairs" or "Retrofits" is generally used to describe "Proprietary Foundation Systems" for MANUFACTURED HOMES
Yesterday we shared a little lighter and more humorous satire about what goes on under (photo below) a MANUFACTURED HOME during the leveling, retrofit and foundation installation process. But today we wish to share a video on a more serious note.
However, If you're not dealing in MANUFACTURED HOME transactions there's no need for you to take the time to view the video. But if you do and especially if you … (0 comments)
Frequently manufactured home owners, dealers, manufacturers and lenders have issues that either require an intermediary consultant or a professional to troubleshoot problems created by a home installation, contractor malfeasance, homeowner neglect, or building department and permitting issues.
Or in some states like California, homeowners, lenders, or title companies need assistance with the proper processing of the 433A or an AFFIDAVIT OF AFFIXTURE document as they are known in other states that may have been mishandled or overlooked in a former transaction.
John (CEO) & Janis Arendsen (Lender & Realtor Relations) Principals of ON THE LEVEL
Combined we have over 50 years of experience in all facets of the Manufactured Home industry. In fact We have been actively engaged as a Consultants, Expert Witnesses, Industry Expert sand Troubleshooters at large since 1986 and have worked with myriad Law Firms, Mobile and Manufactured Home Parks and Developments, Condominium Conversions, Park Owners and Managers, Manufactured Home Dealers, Contractors, Manufacturers and Developers during this time.
The Oldest and Biggest Manufacturing Business in the World is Home Building. And it’s done in the open air, in the mud, wind, rain, snow, dust, dirt and ultra violet while almost every other manufacturing business is done in an indoor protected and controlled environment.
My advice to fellow Active Rain members? Spend a little bit of your blogging and social networking time hooking-up with and getting to know your local Manufactured Home Dealers and Contractor. … (27 comments)
433a: LOAN MODIFICATION COMPANIES - New Business Model or Risky Scam? Chapter 3. Resources For Home Owners In Need of Loan Modification Advice.
- 09/11/09 12:38 PM
HAVE YOU HAD ENOUGH LOAN MODIFICATION? Well, I don’t know about you but I am LM’d out. I have never spent so much time researching and writing about a subject about which I have absolutely no interest. I’m sure by now we’re all Loan Modification "experts" anyway so alas and thank the heavens here’s my third and final Loan Modification post. I am going to keep this one short and hopefully somewhat sweet. This post will basically discuss the future of the budding loan modification industry; a future which may be in doubt. While there are indeed many legitimate LM companies and attorneys in … (4 comments)
433a: LOAN MODIFICATION COMPANIES - New Business Model or Risky Scam? Chapter 3. Resources For Home Owners In Need of Loan Modification Advice.
- 09/11/09 12:38 PM
HAVE YOU HAD ENOUGH LOAN MODIFICATION? Well, I don’t know about you but I am LM’d out. I have never spent so much time researching and writing about a subject about which I have absolutely no interest. I’m sure by now we’re all Loan Modification "experts" anyway so alas and thank the heavens here’s my third and final Loan Modification post. I am going to keep this one short and hopefully somewhat sweet. This post will basically discuss the future of the budding loan modification industry; a future which may be in doubt. While there are indeed many legitimate LM companies and attorneys in … (4 comments)
433a: Yes. Loan Modifications are a fatal blow for many RE agents and Brokers: Inspired by Lenn Harley's post.
- 08/10/09 05:51 AM
This post was inspired by Lenn Harleys recent post about RE agents getting involved with Loan Modifications. During good times most folks just go along with the status quo without a care in the world expecting everything to just keep on keeping on. But when all of a sudden the whole engine just seizes up and the entire economy literally hits a wall it doesn't take long for folks to start to panic and even become desperate. During desperate times folks can and do take desperate measures. As I said in one of my previous posts the Manufactured Home Industry is … (3 comments)
Manufactured Home Solutions. 
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