affidavit of affixture: What is a 433A For A Manufactured Home In California? - 07/19/15 01:11 AM
 What is a "433A" For A
Manufactured Home In California?
 
In this multiple series of posts regarding Manufactured Home issues another one that we deal with multiple times a day throughout the State of California is the issue of the 433a document.
 
Albeit we have and still do deal with what's known as an Affidavit of Affixture which is the same thing but in other States we are only focusing on Californai in this post.
 
 

The 433A is a recorded document also known as: "NOTICE OF MANUFACTURED HOME (MOBILEHOME) OR COMMERCIAL MODULAR INSTALLATION ON A FOUNDATION SYSTEM"
 
 
There is a certain … (4 comments)

affidavit of affixture: Since When Should Retirement Be An ENTITLEMENT? - 08/14/10 12:45 PM
Since When Should Retirement Be An ENTITLEMENT?

I recently read a Boo Hoo Hoo sob story about a 63 year old man who was complaining of having to go back to work after 10 blissful years of diamond level retirement. I got more sick to my stomach by the sentence as I read his rant about how bad a hit he took in the stock marked and how his government, retirement accounts and former employer had let him down after his 30 years of servitude and how he must now have go back to work to support himself and his … (17 comments)

affidavit of affixture: The Perils & Pitfalls of Mobile & Manufactured Homes. Things You May Not Know As A RE Agent - 08/12/10 05:23 AM
The Perils & Pitfalls of Mobile & Manufactured Homes. Things You May Not Know As A RE Agent.                                                                                          I have to credit 
                                                              Michael Thornton - Nashville, TN area Home Inspector
                                                                     Brentwood, TN
                                                                                    for inspiring this post.  
After reading Michael's very revealing post regarding the shoddy if not close to criminal manner in which so-called tradesmen go about the business of Mickey-Mousing repairs under homes I couldn't help but relate that to our industry: Manuffactured Housing.
 

Decomposing steel pier under a Manufactured Home with drainage problems
The … (5 comments)

affidavit of affixture: MOTHER AND HER WAYWARD NATURE - 07/09/10 01:35 PM
 
MOTHER AND HER WAYWARD NATURE
 
MOTHER AND HER WAYWARD NATURE. Having had the privilege of living at or on the beach for over 50 years of my very fortunate 65 years on this awe inspiring planet I can’t help but wonder about the overwhelming forces of our mighty Mother and Mankind’s ability to cope with and survive her eternal challenges. No doubt about it the human mind is the most extraordinary machine ever devised by God, the universe, evolution, progress, innovation or however you wish to describe it.
 
Man has created the most phenomenal breakthroughs and overcome … (3 comments)

affidavit of affixture: It's all your fault Active Rain! - 04/20/10 03:44 AM
It's all your fault Active Rain!
Thanks to you we've taken on a whole new posture in our industry and have literally launched ourselves light years ahead as one of the leading if not the leader in our industry in our field of expertise. Had it not been for folks like Brad Andershon and Lynn Harley we may have never forged through this whole concept of "Social Networking" and just gone about our "Business as Usual" approach and would have missed out on an opportunity to reach literally every state in the country with our unique niche and genuinely necessary service.
(2 comments)

affidavit of affixture: Looking For A Mobile or Manufactured Home Expert? - 02/23/10 07:54 AM
Looking For Mobile or Manufactured Home Experts?
Here's a few for the price of one.
 

John (CEO) & Janis Arendsen (Lender & Realtor
Relations) Principals of ON THE LEVEL
 
Combined we have over 50 years of experience in all facets of the Manufactured Home industry.  In fact We have been actively engaged as a Consultants, Expert Witnesses, Industry Expert sand Troubleshooters  at large since 1986 and have worked with myriad Law Firms, Mobile and Manufactured Home Parks and Developments, Condominium Conversions,  Park Owners and Managers, Manufactured Home Dealers, Contractors, Manufacturers and Developers during this time. 
 
 
(2 comments)

affidavit of affixture: Just Had To Pass This One Along. Enjoy! - 02/19/10 03:35 AM

(2 comments)

affidavit of affixture: If This Doesn't Make You Sick To Your Ttomach You're Not Human! - 02/17/10 01:59 AM
It doesn't matter what side of the isle you're on this is disgusting. Marie Antoinette has nothing over this Queen. While many if not most of us are eating bread this 'prima donna' is having her cake and eating it to. I only hope we remember things like this come November.
 
Not to mention the footprint.  So much for "going green"!!!   … (4 comments)

affidavit of affixture: A New Way to Look at Mortgage Risk - 02/15/10 03:18 AM
Just picked this up on Realtor Mag and thought I'd pass it along.
Daily Real Estate News  |   February 10, 2010  |   Share Denver-based BlackBox Logic has developed a database of more than 21 million mortgages not backed by Fannie Mae, Freddie Mac, or other government-sponsored agencies. The upstart scrutinizes raw loan data from trustees and issuers, flagging such information as whether a borrower is behind on payments or has a modification. It then blends that loan information with other databases that provide a credit score for the borrower and an estimate of residential value. BlackBox says it offers its data to the … (0 comments)

affidavit of affixture: Subject: FW: Proposed 28th Amendment to the United States Constitution: - 02/14/10 10:26 AM
     
(9 comments)

affidavit of affixture: Know Your Loan Ingredients! Part I of a Three Part Series - 01/25/10 10:43 AM
Know Your Loan Ingredients!    Part I of a Three Part Serie When the FDA required food manufacturers to reveal the ingredients, nutritional value, calorie count and net weight on their product labeling, the big winner was the consumer.  The consumer wins again now that Department of Housing and Urban Development (HUD) has set a standard for loan transparency.  As of January 2010, all loan originators are required to give borrowers a loan"ingredient" list called a Good Faith Estimate (GFE).   This five page "label" structured as part of the Real Estate Settlement Procedures Act (RESPA) clearly discloses key loan terms … (0 comments)

affidavit of affixture: ON THE LEVEL Manufactured Home Installation Video - 06/12/09 05:27 AM
ON THE LEVEL would like anyone who works with Manufactured Homes be they a Lender, Realtor, Appraiser, Title Insurance or Escrow company and especially Homeowners to take a few moments to view the video in our most recent link:
http://www.onthelevelcontractors.com/mobile-home-foundation/433a-permanent-foundation/videos
We receive several calls and emails every week from businesses and homeowners alike wanting to know more about the type of foundation systems we use and the procedures involved in installing a typical engineered certified foundation system for a Manufactured Home. In this video we are installing the Abesco Foundation System manufactured in Sacramento , CA and distributed Nationwide. 
As contractors we are not … (0 comments)

affidavit of affixture: MANUFACTURED HOME LOANS IN CONDO PARK COMMUNITIES FINALLY ON THE HORIZON. GET YOUR DUCKS IN A ROW BUT DON'T ALARM YOUR CLIENTS YET. - 06/02/09 02:44 AM
Park communities represent the most popular setting for manufactured homes.  For loan purposes, lenders generally require that the owner of the home also own the land upon which the home sits.   Until recently the park also had to be classified as a owner-owned Subdivision or a Planned Unit Development in order for manufactured homes to qualify for FHA-insured loans.
Many mobilehome parks and manufactured home communities began as land lease developments but as residents desired a greater control over their living situation and costs associated with their residences, many parks converted to resident ownership.   Most of these used the process of … (0 comments)

affidavit of affixture: HUD's New Guidelines For Manufactured Homes, Includes Reverse Mortgages - 05/29/09 09:41 AM
The following information is hot off the press and we would like to help disseminate it to all AR members ASAP. If you have clients or know of anyone seeking a Forward or Reverse mortgage on a Manufactured Home that is located in a Condominium Conversion Condomenium Comversion REMOVE aka "CUD" now is the time to let them know that they will be able to qualify for FHA & VA HUD guaranteed loans in their developments very soon.  I think there is only a political hurdle or two until they finally pull the much awaited trigger.  This info is right from … (0 comments)

affidavit of affixture: Manufactured Home Loans: What's the Difference Between a Personal Loan and a Mortgage Loan? - 05/11/09 04:39 AM
Manufactured homes are an interesting animal to be sure.   It is the only form of housing that can either be classified as Personal Property or Chattel (like a car) or Real Property (like a regular site-built home) and how the distinction is determined can be confusing.  
To be considered real property, the owner of the manufactured home must also own the land upon which the home sits.   Even when the homeowner owns the land, he/she may choose to title each separately---the home as personal property and the land as realty.   However, if one wants to secure an FHA-insured mortgage loan, the … (3 comments)

 
John DL Arendsen, Crest Backyard Homes "ADU" dealer & Contractor  (CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS) Ambassador large

John DL Arendsen

Crest Backyard Homes "ADU" dealer & Contractor

Leucadia, CA

More about me…

CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS

Address: 1900 North Coast Highway 101, suite B, Leucadia, CA , 92024

Office: 760 727-7842

Mobile: (760) 815-6977

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