home loan: Refinance 85% Loan to Value with No Mortgage Insurance - 08/25/12 03:16 PM
Refinance 85% Loan to Value with No Mortgage Insurance payment required. Refinancing a 1st along with a 2nd into one low fixed interest rate and not have to pay MI is all this customer wanted. Then the appraisal came in a bit low. I was still able to get him what he wanted despite now being at nearly 85% Loan to Value.
Chick this link or picture below to see this Total Cost Analysis: http://mcedge.tv/16ds6v
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home loan: Lowest Mortgage Rates can be like finding a Unicorn. - 07/20/12 06:49 AM
Here is an email I just sent to one of my clients that is shopping around for a lender to do his refinance.
 
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I know there are a lot of choices these days with all the “Johnny come lately” mortgage companies out there. I hear stories of clients getting quotes that seem very attractive… but are just like Unicorns… Nice to look at but not based on reality. It’s the old Bait and Switch trick were the borrower is shown a interest rate that is just a bit lower than everyone else and after they spend their money … (2 comments)

home loan: Exclusive VA Refinance Solutions for California Military Homeowners - 04/04/12 09:00 AM
Exclusive VA Refinance Solutions for California Military Homeowners
California Veterans have recently been taking advantage of low rates by refinancing their mortgages, either currently VA loan or currently Conventional or FHA, into new VA mortgages. There are several reasons, and many advantages the VA program has over other types of loan programs in California. Below are some of the options available.
 VA Refinance or better known as the IRRRL
Interest Rate Reduction Refinance Loan or simply put The IRRRL.  The IRRRL has been known for refinancing those who have a current VA loan, but at a higher interest rate than … (0 comments)

 
John Rainey, Sr. Account Executive / NextUs Lending / Alt-Doc J (NextUs Lending)

John Rainey

Sr. Account Executive / NextUs Lending / Alt-Doc J

Irvine, CA

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