mortgage: Refinance 85% Loan to Value with No Mortgage Insurance - 08/25/12 03:16 PM
Refinance 85% Loan to Value with No Mortgage Insurance payment required. Refinancing a 1st along with a 2nd into one low fixed interest rate and not have to pay MI is all this customer wanted. Then the appraisal came in a bit low. I was still able to get him what he wanted despite now being at nearly 85% Loan to Value.
Chick this link or picture below to see this Total Cost Analysis: http://mcedge.tv/16ds6v
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mortgage: Lowest Mortgage Rates can be like finding a Unicorn. - 07/20/12 06:49 AM
Here is an email I just sent to one of my clients that is shopping around for a lender to do his refinance.
 
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I know there are a lot of choices these days with all the “Johnny come lately” mortgage companies out there. I hear stories of clients getting quotes that seem very attractive… but are just like Unicorns… Nice to look at but not based on reality. It’s the old Bait and Switch trick were the borrower is shown a interest rate that is just a bit lower than everyone else and after they spend their money … (2 comments)

mortgage: VA Loans, FHA Loans, Jumbo Loans, Conventional Loans as well as HomePath Loans - 04/11/12 10:35 AM
The Rainey Financing Team with Castle & Cooke Mortgage are your best personal Mortgage Banking choice, serving the entire State of California home financing needs. As other mortgage companies get out of the lending business, we are still going strong and growing every single day by providing our customers with the lowest California mortgage rates and best service on the following California home loans:


- VA Loan -  No Money Down 100% financing program for our California Active Duty and Military Veterans. Refinance from one VA Loan to a new VA loan at today's low interest Rates, even with the … (0 comments)

mortgage: Best California Direct Lender for VA FHA Jumbo Conventional and HomePath Loans - 04/05/12 05:22 AM

We are California's best option for home financing solution. The Rainey Financing Team with Castle & Cooke Mortgage can't be beat. Located in the heart of Southern California, Newport Beach gives us a true California presence unlike a lot a mortgage companies these days. We are a true California direct lender dedicated to all your home financing needs. From the First Time Home Buyer to seasoned mortgage investors, we are the best. Servicing all California mortgage needs, including home purchase loans, refinancing of your existing mortgage loan as well as offering many cash out options, even up to 100% Loan to … (0 comments)

mortgage: Exclusive VA Refinance Solutions for California Military Homeowners - 04/04/12 09:00 AM
Exclusive VA Refinance Solutions for California Military Homeowners
California Veterans have recently been taking advantage of low rates by refinancing their mortgages, either currently VA loan or currently Conventional or FHA, into new VA mortgages. There are several reasons, and many advantages the VA program has over other types of loan programs in California. Below are some of the options available.
 VA Refinance or better known as the IRRRL
Interest Rate Reduction Refinance Loan or simply put The IRRRL.  The IRRRL has been known for refinancing those who have a current VA loan, but at a higher interest rate than … (0 comments)

mortgage: California VA Mortgage Expert - 03/26/12 05:02 AM
Buying a home is a big decision, so it helps to have a local mortgage expert on your side!
I started Castle & Cooke Mortgage to give my customers peace of mind when working through their real estate financing. We are one of the largest privately-owned direct lenders, and we have direct relationships with Freddie Mac, Fannie Mae and Gennie Mae. There’s nothing I love more than helping my clients realize the dream of home ownership. 
I’m an experienced mortgage broker with a unique gift for making my clients feel comfortable with the process. It’s important they are confident that I … (0 comments)

mortgage: Refinancing a VA Home Loan in California - 03/26/12 05:00 AM
If you’re interested in refinancing a VA home loan in California, I have good news! 
As of February 2012, Veteran California homeowners who owe more than their home is worth can take advantage of today’s low interest rates through a new program. The VA IRRRL Program (Interest Rate Reduction Refinance Loan) streamlines refinancing a VA home loan in California. There are no appraisal, income or asset requirements needed to qualify.
This means that even though home values have dropped, refinancing a VA home loan in California is still a possibility. If you currently have a VA home loan, you’re eligible to … (0 comments)

mortgage: VA IRRRL Streamline Refinance with No Appraisal for California Military Homeowners - 02/13/12 09:29 AM
No Appraisal - VA IRRRL Streamline Refinance - California Home Effective Immediately… We are Guaranteeing to refinance your current VA loan at today’s all time low VA Loan rates. Even in the worst hit communities in California where homes are underwater, John Rainey and his team at Castle & Cooke Mortgage offers our Veterans a way to refinance with no need for an appraisal. That’s right… No Appraisal Needed! As well as No Income and No Assets verification. 

Dear California Veterans, My name is John Rainey and as the Southern California VA Refi Program Manager, I’m here to tell you … (0 comments)

mortgage: My first blog... - 04/07/11 04:46 PM
Its been a long time coming... but I finally got my Orange County California Real Estate Blog up and running. Lots more to come...
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John Rainey, Sr. Account Executive / NextUs Lending / Alt-Doc J (NextUs Lending)

John Rainey

Sr. Account Executive / NextUs Lending / Alt-Doc J

Irvine, CA

More about me…

NextUs Lending

Address: 65 Enterprise, Aliso Viejo, CA, 92656

Mobile: (949) 637-7754


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